704 N 7th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 704 N 7th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1925
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Oct 2024)
Tax Bill	$2,432 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09196198023Z009`

Property Details

APN / Parcel Number

Primary APN	`09196198023Z009`
Alternative APNs	`41240704` `103202` `175303` `183611`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	884 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1990
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Area	600 sqft
Driveway	Driveway
Porch	Slab
Porch Area	64 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	183611
Street Address	704 N 7TH ST
City	BRAINERD
State	MN
Zip	56401-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 23 AND 24 BLOCK 198
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	TOWN OF BRAINERD FIRST ADDITION TO BRA
Legal Block	198
Legal Lot Number	23
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	2
Census Block	2003
Census Tract	951200

Owner

Source: Crow Wing County records · APN 09196198023Z009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	704 N 7TH ST, BRAINERD, MN 56401-2637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Prior Sale	Aug 01, 2022 · Amount on Record
Deed Document Number	20241002461
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	704 N 7TH ST, BRAINERD, MN 56401-2637
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 N 7TH ST, BRAINERD, MN 56401-2637

Mortgage

Document Number	0001019056
Date	Dec 31, 2025
Instrument	1019056

Lender

Name	FARGO PUBLIC SCHOOLS FCU
Type	Credit Union
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Due	Jul 28, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,432.00 (+116.76%)	$245,025 (-1.83%)	$267,500 (+7.17%) Land $45,200 Building $222,300
2025		$249,600 (+23.81%) Land $45,100 Building $204,500	$249,600 (+23.81%) Land $45,100 Building $204,500
2023	$1,122.00 Homeowner's exemption	$201,600 Land $42,200 Building $159,400	$201,600 Land $42,200 Building $159,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 15, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Consolidated Telephone Company, Verizon.

Based on FCC filings for 276 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Brainerd serves 14,670 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.