706 Loretta Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 706 Loretta Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,887 sqft · built 1991
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$519,000 (Jun 2025)
Tax Bill	$5,041 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`A912000159`

Property Details

APN / Parcel Number

Primary APN	`A912000159`
Alternative APN	`2-050D-6647-00-0002.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,887 sqft Living Area
Gross Area	5,242 sqft
1st Floor Area	2,387 sqft
Basement Area	2,349 sqft
Finished Basement	500 sqft
Unfinished Basement	1,849 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A912000159
Street Address	706 LORETTA DR
City	O FALLON
State	MO
Zip	63366-2162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORONATION EST LOT 2
Legal Subdivision	CORONATION EST
Legal Lot Number	2
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3008
Census Tract	311802

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 LORETTA DR, O FALLON, MO 63366-2162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Sep 8, 2022	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	Sep 8, 2022 · Amount on Record
Deed Document Number	202526334
Prior Transfer Date	Mar 1, 2012
Prior Transfer Doc	0000223070
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 23, 2025
Property Address	706 LORETTA DR, O FALLON, MO 63366-2162
Document Number	0000026334
Map Reference	MB 30 PG 82
Instrument Date	Jun 20, 2025
Instrument	2025R-026334
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34907 SE KINSEY ST # STT101, STT101, SNOQUALMIE, WA 98065-9381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 LORETTA DR, O FALLON, MO 63366-2162

Mortgage

Document Number	0000026335
Date	Jun 23, 2025
Instrument	2025R-026335

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 8, 2022
Property Address	706 LORETTA DR, O FALLON, MO 63366-2162
Document Number	0000049624
Map Reference	MB 30 PG 82
Instrument Date	Sep 2, 2022
Instrument	2022R-049624
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9743 SHELBY DR, WHITE LAKE, MI 48386-1862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 LORETTA DR, O FALLON, MO 63366-2162
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,648 (-)	$413,935 (-) Land $65,000 Building $348,935
2025	$5,041.00 (+26.75%)	$78,648 (+8.86%)	$413,935 (+8.86%) Land $65,000 Building $348,935
2023		$72,245 (+29.09%)
2022	$3,977.00	$55,963	$380,239 (+29.1%) Land $50,000 Building $330,239
2021			$294,540 Land $40,000 Building $254,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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