719 E Payson St, Pontiac, IL 61764 Property Records

Livingston County property record for 719 E Payson St, Pontiac, IL 61764

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1954
Lot Size0.275 acres (12,000 sqft)
OwnerIndividual Name on File
Tax Bill$1,869 (2025)
Deeds & MortgagesOct 2011 Mortgage
Dec 2023 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN15-15-23-406-017

Property Details

APN / Parcel Number

Primary APN15-15-23-406-017
Alternative APN
  • 15-15-23-406-026

Exterior

Lot Area12,000 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide

Location & Zoning

Street Address719 E PAYSON ST
CityPONTIAC
StateIL
Zip61764-2218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15-23-406-026 LOT 100 X 120 LOTS 19 & 20 BLK 6 DRIVING PARK ADD
Legal SubdivisionDRIVING PARK ADD
Legal Block6
Legal Lot Number19,20
JurisdictionLIVINGSTON IL
Township / Civil DivisionPONTIAC
Census Block Group4
Census Block4016
Census Tract960600

Owner

Source: Livingston County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address719 E PAYSON ST, PONTIAC, IL 61764-2218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2011Deed of Trust, Mortgage
STATE ANK OF GRAYMONT
Dec 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
BANK OF PONTIAC
Aug 9, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF PONTIAC
Oct 20, 2011Warranty Deed, Transfer
STATE BANK OF GRAYMONT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 18, 2011
Transfer Doc612224
Record UpdatedSep 20, 2026

October 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON IL
Property Address719 E PAYSON ST, PONTIAC, IL 61764-2218
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000612226
DateOct 20, 2011
Instrument612226
Lender
NameSTATE ANK OF GRAYMONT
AddressPO BOX 589, PONTIAC, IL 61764
Agreement
AmountAmount Recorded
Term60 Months
DueOct 1, 2016

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON IL
Property Address719 E PAYSON ST, PONTIAC, IL 61764-2218
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R04512
DateDec 18, 2023
Instrument2023R-04512
Lender
NameBANK OF PONTIAC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term132 Months
DueJan 25, 2034

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIVINGSTON IL
Recording DateAug 9, 2021
Property Address719 E PAYSON ST, PONTIAC, IL 61764-2218
Document Number2021R03930
Instrument DateAug 5, 2021
Instrument2021R-03930
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$82.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address408 W OAK ST, FAIRBURY, IL 61739-1443

Transferred To (Grantee/Buyer)

NameVerified Name
Address719 E PAYSON ST, PONTIAC, IL 61764-2218

Mortgage

Document Number2021R03931
DateAug 9, 2021
Instrument2021R-03931
Lender
NameBANK OF PONTIAC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

October 2011: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIVINGSTON IL
Recording DateOct 20, 2011
Property Address719 E PAYSON ST, PONTIAC, IL 61764-2218
Document Number0000612224
Instrument DateOct 18, 2011
Instrument612224
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
AddressPONTIAC, IL 61764

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPONTIAC, IL 61764

Mortgage

Document Number0000612225
DateOct 20, 2011
Instrument612225
Lender
NameSTATE BANK OF GRAYMONT
Address204 MAIN ST, GRAYMONT, IL 61743
Agreement
AmountAmount Recorded
Term85 Months
DueNov 1, 2018

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLivingston County
County SubdivisionPontiac Township
MunicipalityPontiac City
Elementary School DistrictPontiac Community Consolidated School District 429 (PK - 08)
Secondary School DistrictPontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,869.00 (+25.6%) Homeowner's exemption$27,328 (+23.63%) Land $4,391 Building $22,937$81,984 (+23.63%) Land $13,173 Building $68,811
2024$1,488.00$22,104 Land $1,931 Building $20,173$66,312 Land $5,793 Building $60,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 52 policies
Nearby Flood Policies52 in force
Nearby Flood Claims140 (1979–2020)
Claims Outside the SFHA2 of 140
Most Recent ClaimMay 2020 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2008 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-PONTIAC
private · serves 11,864 people · EPA ID IL1055030
Water SourceSurface water
Last State InspectionFeb 2024
Lead2 ppb (2025)
action level 15 ppb
Copper1.36 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
MCC Network Services
Fiber
8,000 / 8,000
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AMG Technology Investment Group, Benton Ridge Telephone Company.

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Nearby Streets

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