706 E Payson St, Pontiac, IL 61764 Property Records

Livingston County property record for 706 E Payson St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,494 sqft · built 1962
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,455 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2024 Mortgage + 7 more
Flood Zone	Zone AE (high risk)
APN	`15-15-23-452-004`

Property Details

APN / Parcel Number

Primary APN	`15-15-23-452-004`
Alternative APN	`15-15-23-452-023`

Exterior

Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	120 ft deep x 150 ft wide

Location & Zoning

Street Address	706 E PAYSON ST
City	PONTIAC
State	IL
Zip	61764-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-23-452-023 LOT 150 X 120 LOTS 5-7 BLK 7 DRIVING PARK ADD
Legal Subdivision	DRIVING PARK ADD
Legal Block	7
Legal Lot Number	5-7
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	4
Census Block	4026
Census Tract	960600

Owner

Source: Livingston County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	706 E PAYSON ST, PONTIAC, IL 61764-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Mar 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Feb 13, 2024	Warranty Deed, Transfer
Jan 26, 2024	Special Warranty Deed, Transfer
Jun 14, 2023	Sheriff's Deed, Foreclosure
Dec 19, 2022	Affidavit, Transfer
Dec 19, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 19, 2022	Intrafamily Transfer, Transfer
Dec 19, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 16, 2022
Transfer Doc	2022R05405
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	706 E PAYSON ST, PONTIAC, IL 61764-2219
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R03791
Date	Sep 2, 2025
Instrument	2025R-03791

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Mar 1, 2031

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	706 E PAYSON ST, PONTIAC, IL 61764-2219
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R00799
Date	Mar 6, 2024
Instrument	2024R-00799

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2025

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Feb 13, 2024
Property Address	706 E PAYSON ST, PONTIAC, IL 61764-2219
Document Number	2024R00533
Instrument Date	Jan 31, 2024
Instrument	2024R-00533
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 W CLEARY ST, PONTIAC, IL 61764-1009

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jan 26, 2024
Property Address	706 E PAYSON ST, PONTIAC, IL 61764-2219
Document Number	2024R00326
Instrument Date	Jan 8, 2024
Instrument	2024R-00326
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BEATTIE PL STE 300, 300, GREENVILLE, SC 29601-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 W CLEARY ST # 72, 72, PONTIAC, IL 61764-1009

June 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jun 14, 2023
Property Address	706 E PAYSON ST, PONTIAC, IL 61764-2219
Document Number	2023R02108
Instrument Date	Jun 5, 2023
Instrument	2023R-02108
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BEATTIE PL STE 110, 110, GREENVILLE, SC 29601-5115

December 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LIVINGSTON IL
Recording Date	Dec 19, 2022
Property Address	706 E PAYSON ST, PONTIAC, IL 61764-2219
Document Number	2022R05405
Instrument Date	Dec 16, 2022
Instrument	2022R-05405
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 ROSNEY AVE, BLOOMINGTON, IL 61701-1952

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Dec 19, 2022
Property Address	706 E PAYSON ST, PONTIAC, IL 61764-2219
Document Number	2022R05407
Instrument Date	Dec 2, 2022
Instrument	2022R-05407
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 E PAYSON ST, PONTIAC, IL 61764-2219

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON IL
Recording Date	Dec 19, 2022
Property Address	706 E PAYSON ST, PONTIAC, IL 61764-2219
Document Number	2022R05408
Instrument Date	Dec 2, 2022
Instrument	2022R-05408
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 E PAYSON ST, PONTIAC, IL 61764-2219

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Dec 19, 2022
Property Address	706 E PAYSON ST, PONTIAC, IL 61764-2219
Document Number	2022R05406
Instrument Date	Nov 2, 2022
Instrument	2022R-05406
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 E PAYSON ST, PONTIAC, IL 61764-2219

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,455.00 (-9.06%)	$22,604 (+30.57%) Land $4,380 Building $18,224	$67,812 (+30.57%) Land $13,140 Building $54,672
2024	$1,600.00 (-24.49%)	$17,312 (-36.06%) Land $1,284 Building $16,028	$51,936 (-36.06%) Land $3,852 Building $48,084
2022	$2,119.00 Homeowner's exemption	$27,077 Land $1,201 Building $25,876	$81,231 Land $3,603 Building $77,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	140 (1979–2020)
Claims Outside the SFHA	2 of 140
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
MCC Network Services Fiber	8,000 / 8,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group, Benton Ridge Telephone Company.

706 E Payson St, Pontiac, IL 61764 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2024: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2023: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2022: Affidavit, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Payson St

Nearby Streets

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