Talbot County property record for 7108 Drum Point Rd, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,078 sqft · built 1977 |
| Lot Size | 4.86 acres (211,702 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,000,000 (Oct 2019) |
| Tax Bill | $11,541 (2026) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-078120 |
| Primary APN | 02-078120 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,078 sqft Total Area |
| Basement Area | 40 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 211,702 sqft (4.86 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 379 sqft |
| Deck Area | 615 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 078120 |
|---|---|
| Street Address | 7108 DRUM POINT RD |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT VIII-4.86 AC DRUM POINT RD |
| Legal Subdivision | DRUM POINT |
| Legal Lot Number | VIII |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 960600 |
7108 Drum Point Rd is held in a trust since October 2019.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 252 GLEN AVE SW, VIENNA, VA 22180-6211 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2019 | Grant Deed, Transfer BANK OF AMERICA |
| Oct 21, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on File |
| Deed Sale | Oct 22, 2019 · Amount on File |
| Prior Sale | Jun 1, 2009 · Amount on File |
| Deed Book / Page | 2651 / 79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Oct 22, 2019 |
| Property Address | 7108 DRUM POINT RD, ST MICHAELS, MD 21663-2740 |
| Document Number | 0026510079 |
| Book / Page | 002651 / 000079 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 252 GLEN AVE SW VIENNA VA 221806211, VIENNA, VA 22180-6211 |
| Document Number | 26510083 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 002651/000083 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 7108 DRUM POINT RD, ST MICHAELS, MD 21663-2740 |
| Document Number | 0026640226 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7108 DRUM POINT RD ST MICHAELS MD 216632740, ST MICHAELS, MD 21663-2740 |
| Document Number | 0026640226 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | 002664/000226 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 5, 2049 |
The 2026 property tax bill for 7108 Drum Point Rd was $11,541, up 6.8% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,541.00 (+6.82%) | $1,245,467 | $1,367,600 Land $828,600 Building $539,000 |
| 2025 | $10,804.00 | ||
| 2023 | $9,046.00 | $1,057,600 | $1,184,400 Land $745,700 Building $438,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7108 Drum Point Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 252 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 252 in force |
| Nearby Flood Claims | 80 (1996–2026) |
| Claims Outside the SFHA | 27 of 80 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7108 Drum Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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