7187 Ramoth Dr, Jacksonville, FL 32226 Property Records

Duval County property record for 7187 Ramoth Dr, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,535 sqft · built 2021
Lot Size	0.483 acres (21,037 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jan 2019)
Tax Bill	$11,381 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`160241-5105`

Property Details

APN / Parcel Number

Primary APN	`160241-5105`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,535 sqft Living Area
Gross Area	3,458 sqft
1st Floor Area	1,925 sqft
Upper Floors Area	610 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,037 sqft (0.483 acres)
Lot Dimensions	104 ft deep x 104 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	493 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	358 sqft
Deck Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7187 RAMOTH DR
City	JACKSONVILLE
State	FL
Zip	32226-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-100A
Legal Description	45-87 22-1S-28E WHITE SHELL BAY LOT 20
Legal Range	28E
Legal Township	01S
Legal Section	28
Legal Subdivision	WHITE SHELL BAY
Legal Block	1
Legal Lot Number	20
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1032
Census Tract	10105

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7187 RAMOTH DR, JACKSONVILLE, FL 32226-3200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
Jan 25, 2019	Warranty Deed, Transfer OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2019 · Amount on Record
Deed Sale	Jan 25, 2019 · Amount on Record
Prior Sale	Dec 15, 1997 · Amount on Record
Deed Document Number	201920242
Deed Book / Page	18670 / 1482
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	7187 RAMOTH DR, JACKSONVILLE, FL 32226-3200
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7187 RAMOTH DR, JACKSONVILLE, FL 32226-3200

Mortgage

Document Number	0202231278
Date	Apr 14, 2022
Book Page	20223/1278
Instrument	2022093739

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	7187 RAMOTH DR, JACKSONVILLE, FL 32226-3200
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191592378
Date	Mar 30, 2020
Book Page	19159/2378
Instrument	2020073166

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 25, 2019
Property Address	7187 RAMOTH DR, JACKSONVILLE, FL 32226-3200
Document Number	0186701482
Book / Page	018670 / 001482
Instrument Date	Jan 18, 2019
Instrument	20242
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9180 MILTON DR JACKSONVILLE FL 322263334, JACKSONVILLE, FL 32226-3334

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,658 (-11.61%) Land $249,287 Building $335,371	$584,658 (-11.61%) Land $249,287 Building $335,371
2025	$11,381.00 (+3.45%) Homeowner's exemption	$661,419 (+11.21%) Land $205,961 Building $455,458	$661,419 (+7.72%) Land $205,961 Building $455,458
2024	$11,001.00 (+8.34%)
2023	$10,154.00 (+8.82%) Homeowner's exemption	$594,755 (+3%)	$614,019 (+6.34%) Land $187,241 Building $426,778
2022	$9,331.00 Homeowner's exemption	$577,433 Land $187,241 Building $390,192	$577,433 Land $187,241 Building $390,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 226 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	226 in force
Nearby Flood Claims	18 (2016–2024)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Nicole, Nov 2022 · 6 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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