7163 Ramoth Dr, Jacksonville, FL 32226 Property Records

Duval County property record for 7163 Ramoth Dr, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,867 sqft · built 2026
Lot Size	0.664 acres (28,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Oct 2020)
Tax Bill	$3,721 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`160241-5090`

Property Details

APN / Parcel Number

Primary APN	`160241-5090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,867 sqft Living Area
Gross Area	4,463 sqft
1st Floor Area	2,409 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,941 sqft (0.664 acres)
Lot Dimensions	100 ft deep x 112 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	905 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7163 RAMOTH DR
City	JACKSONVILLE
State	FL
Zip	32226-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-100A
Legal Description	45-87 22-1S-28E WHITE SHELL BAY LOT 17
Legal Range	28E
Legal Township	01S
Legal Section	22
Legal Subdivision	WHITE SHELL BAY
Legal Tract	A
Legal Lot Number	17
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1032
Census Tract	10105

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10345 WOODLEY POINT RD, JACKSONVILLE, FL 32218-9187
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK
Dec 10, 2018	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	2020237152
Deed Book / Page	19425 / 921
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	7163 RAMOTH DR, JACKSONVILLE, FL 32226-3246
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3992 CLEARBROOK COVE RD, JACKSONVILLE, FL 32218-9196

Mortgage

Document Number	0208080697
Date	Sep 13, 2023
Book Page	20808/697
Instrument	2023189748

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.5%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 26, 2020
Property Address	7163 RAMOTH DR, JACKSONVILLE, FL 32226-3246
Document Number	0194250921
Book / Page	19425 / 921
Map Reference	MB 45 PG 87&87A
Instrument Date	Oct 21, 2020
Instrument	2020237152
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84136 SWALLOWTAIL DR, 84136, YULEE, FL 32097-3571

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13842 DEVAN LEE DR N, JACKSONVILLE, FL 32226-5069

Mortgage

Document Number	0019425923
Date	Oct 26, 2020
Instrument	19425/923

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	8.37%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 10, 2018
Property Address	7163 RAMOTH DR, JACKSONVILLE, FL 32226-3246
Document Number	0186230680
Book / Page	018623 / 000680
Instrument Date	Dec 4, 2018
Instrument	288224
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86130 SINATRA ST YULEE FL 320973907, YULEE, FL 32097-3907

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,842 (+2.5%)	$229,322 (+4.54%) Land $229,322
2025	$3,721.00 (+9.28%)	$219,354 (+1%) Land $219,354	$219,354 (+1%) Land $219,354
2024	$3,405.00 (+5.45%)
2023	$3,229.00 (+12.67%)	$199,418 (-) Land $199,418	$199,418 (-) Land $199,418
2022	$2,866.00	$199,418 Land $199,418	$199,418 Land $199,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 226 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	226 in force
Nearby Flood Claims	18 (2016–2024)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Nicole, Nov 2022 · 6 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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