Burke County property record for 7186 Watershed Rd, Morganton, NC 28655 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,300 sqft · built 1981 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Aug 2022) |
| Tax Bill | $2,815 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2700308757 |
| Primary APN | 2700308757 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,300 sqft Living Area |
| Gross Area | 3,942 sqft |
| 1st Floor Area | 1,678 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 642 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | 48 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 2700308757 |
|---|---|
| Street Address | 7186 WATERSHED RD |
| City | MORGANTON |
| State | NC |
| Zip | 28655-7362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LO1 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | UPPER FORK |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 21301 |
Source: Burke County records · APN 2700308757
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7186 WATERSHED RD, MORGANTON, NC 28655-7362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 15, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Oct 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on Record |
| Deed Sale | Aug 12, 2022 · Amount on Record |
| Prior Sale | Oct 11, 2017 · Amount on Record |
| Deed Document Number | 0002639851 |
| Deed Book / Page | 2639 / 851 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 12, 2022 |
| Property Address | 7186 WATERSHED RD, MORGANTON, NC 28655-7362 |
| Document Number | 0026390851 |
| Book / Page | 2639 / 851 |
| Map Reference | MB 46 PG 179 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022024558 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7186 WATERSHED RD, MORGANTON, NC 28655-7362 |
| Document Number | 2022024559 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022024559 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 7186 WATERSHED RD, MORGANTON, NC 28655-7362 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0023980092 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 2398/0092 |
| Instrument | 2017026769 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Oct 11, 2017 |
| Property Address | 7186 WATERSHED RD, MORGANTON, NC 28655-7362 |
| Document Number | 0023150551 |
| Book / Page | 2315 / 0551 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 2017009165 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 873, DREXEL, NC 28619-0873 |
| Document Number | 2017009166 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 2017009166 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2032 |
Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,815.00 (-0.6%) | $412,665 (-) Land $23,418 Building $389,247 | $412,665 (-) Land $23,418 Building $389,247 |
| 2023 | $2,832.00 | $412,665 Land $23,418 Building $389,247 | $412,665 Land $23,418 Building $389,247 |
Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures