7164 Watershed Rd, Morganton, NC 28655 Property Records

Burke County property record for 7164 Watershed Rd, Morganton, NC 28655

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2 ba · 1,920 sqft · built 2019
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Aug 2022)
Tax Bill	$2,009 (2023)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`2700402882`

Property Details

APN / Parcel Number

Primary APN	`2700402882`
Alternative APN	`34814`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	95,396 sqft (2.19 acres)
Terrain	Steep
Porch	Open Porch
Porch Area	1,700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	2700402882
Street Address	7164 WATERSHED RD
City	MORGANTON
State	NC
Zip	28655-7362
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RURAL MIXED USE DIST
Legal Description	7164 WATERSHED RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	UPPER FORK
Census Block Group	4
Census Block	4017
Census Tract	21301

Owner

7164 Watershed Rd, a residential property, is owned and occupied by an individual who bought it in August 2022.

Source: Burke County records, as of September 28, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7164 WATERSHED RD, MORGANTON, NC 28655-7362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Oct 11, 2017 · Amount on File
Deed Document Number	0002639870
Deed Book / Page	2639 / 870
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	7164 WATERSHED RD, MORGANTON, NC 28655-7362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024260876
Date	Sep 30, 2019
Book Page	2426/0876
Instrument	2017032723

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 11, 2017
Property Address	7164 WATERSHED RD, MORGANTON, NC 28655-7362
Document Number	0023150568
Book / Page	002315 / 000568
Instrument Date	Oct 10, 2017
Instrument	9167
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 774 CONNELLY SPRINGS NC 286120774, CONNELLY SPRINGS, NC 28612-0774

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,009.00	$288,887 Land $25,383 Building $263,504	$288,887 Land $25,383 Building $263,504

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7164 Watershed Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7164 Watershed Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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