Howard County property record for 7183 Harp String, Columbia, MD 21045 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 900 sqft · built 1980 |
| Lot Size | 0.088 acres (3,833 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,000 (May 2018) |
| Tax Bill | $5,289 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage May 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-152730 |
| Primary APN | 16-152730 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,833 sqft (0.088 acres) |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 152730 |
|---|---|
| Street Address | 7183 HARP STRING |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-5246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT A-251 .0 88 A 7183 HARP STRING VIL OWEN BROWN |
| Legal Subdivision | COLUMBIA VILLAGE OF OWEN BROWN |
| Legal Lot Number | A 251 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 606708 |
Source: Howard County records · APN 16-152730
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7183 HARP STRING, COLUMBIA, MD 21045-5246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 07, 2018 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCE CO |
| May 07, 2018 | Quit Claim Deed, Transfer RGS TITLE |
| May 17, 2018 | Deed, Transfer · FHA Mortgage CARDINAL FINANCE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on Record |
| Deed Sale | May 17, 2018 · Amount on Record |
| Prior Sale | May 07, 2018 · Amount on Record |
| Deed Book / Page | 18181 / 203 |
| Prior Transfer Date | Dec 23, 2011 |
| Prior Transfer Doc | 0138930371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7183 HARP STRING, COLUMBIA, MD 21045-5246 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0192010186 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 19201/186 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 07, 2018 |
| Property Address | 7183 HARP STRING, COLUMBIA, MD 21045-5246 |
| Document Number | 0181670324 |
| Book / Page | 18167 / 324 |
| Map Reference | PL4383 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | FIDELITY NATL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7183 HARP STRING, COLUMBIA, MD 21045-5246 |
| Document Number | 0018167330 |
|---|---|
| Date | May 07, 2018 |
| Instrument | 18167/330 |
| Name | CARDINAL FINANCE CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 07, 2018 |
| Property Address | 7183 HARP STRING, COLUMBIA, MD 21045-5246 |
| Document Number | 0181810203 |
| Book / Page | 018181 / 000203 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | RGS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7183 HARP STRING COLUMBIA MD 210455246, COLUMBIA, MD 21045-5246 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 17, 2018 |
| Property Address | 7183 HARP STRING, COLUMBIA, MD 21045-5246 |
| Document Number | 0181810203 |
| Book / Page | 18181 / 203 |
| Map Reference | PL4383 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7183 HARP STRING, COLUMBIA, MD 21045-5246 |
| Document Number | 0181810210 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 18181/210 |
| Name | CARDINAL FINANCE CO |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $351,400 (+5.56%) Land $180,000 Building $171,400 | $351,400 (-) Land $180,000 Building $171,400 | |
| 2025 | $5,289.00 (+5.3%) Homeowner's exemption | $332,900 (+12.5%) | $351,400 (+18.76%) Land $180,000 Building $171,400 |
| 2024 | $5,023.00 (+62.24%) | ||
| 2023 | $295,900 Land $160,000 Building $135,900 | $295,900 Land $160,000 Building $135,900 | |
| 2022 | $3,096.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 6% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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