7173 Harp String, Columbia, MD 21045 Property Records

Howard County property record for 7173 Harp String, Columbia, MD 21045 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 900 sqft · built 1980
Lot Size	0.08 acres (3,484 sqft)
Owner	Individual Name on File
Last Sale	$131,500 (Aug 1995)
Tax Bill	$4,744 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-152781`

Property Details

APN / Parcel Number

Primary APN	`16-152781`
Alternative APN	`152781`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,484 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	152781
Street Address	7173 HARP STRING
City	COLUMBIA
State	MD
Zip	21045-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A-256 .080 A 7173 HARP STRING VIL OWEN BROWN S 2 AR 1
Legal Subdivision	VILLAGE OF OWEN BROWN
Legal Lot Number	A 256
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3002
Census Tract	606708

Owner

Source: Howard County records · APN 16-152781

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7173 HARP STRING, COLUMBIA, MD 21045-5247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 1995 · Amount on Record
Deed Sale	Aug 29, 1995 · Amount on Record
Prior Sale	Jan 16, 1990 · Amount on Record
Deed Book / Page	3551 / 549
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7173 HARP STRING, COLUMBIA, MD 21045-5247
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182990205
Date	Jul 31, 2018
Book Page	18299/205

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	GERMANTOWN, MD 20874

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 30, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,000 (+5.38%) Land $180,000 Building $143,000	$323,000 (-) Land $180,000 Building $143,000
2025	$4,744.00 (+62.74%) Homeowner's exemption	$306,500 (+12.07%)	$323,000 (+18.1%) Land $180,000 Building $143,000
2023		$273,500 Land $160,000 Building $113,500	$273,500 Land $160,000 Building $113,500
2022	$2,915.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.