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7182 Summit Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 7182 Summit Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,888 sqft Living Area
Lot Size8,037 sqft (0.185 acres)
OccupancyOwner Occupied
Last Sale$348,000 (2026)
Tax Bill$3,092.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-855609-000390
Alternative APNs
  • 072927855609000390
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,888 sqft Living Area
Gross Area2,308 sqft Gross Area
1st Floor1,888 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area8,037 sqft (0.185 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area164 sqft Porch

Location & Zoning

Street Address7182 SUMMIT DR
CityWINTER HAVEN
StateFL
Zip33884-2763
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 39
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionSUMMIT EAST PHASE 1
Legal Phase1
Legal Tract855609
Legal Block1
Legal Lot Number39
JurisdictionPOLK FL
Minor Civil DivisionHAINES CITY
Census Blockgroup1
Census Block1009
Census Tract14123

Owner

Source: Polk County records · APN 27-29-07-855609-000390

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7182 SUMMIT DR, WINTER HAVEN, FL 33884-2763
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Dec 09, 2025Warranty Deed, Transfer
HOMEWARD TITLE, HOMEWARD TITLE 2 LLC
Dec 22, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
RP FUNDING INC
Nov 01, 2018Loan Modification, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2026 · Amount on Record
Deed SaleApr 13, 2026 · Amount on Record
Prior SaleDec 09, 2025 · Amount on Record
Deed Doc Number202685871
Deed Book / Page13953 / 1608
Prior Transfer DateNov 24, 2021
Prior Transfer Doc0000326491
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 13, 2026
Property Address7182 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number0000085871
Book / Page13953 / 1608
Instrument DateMar 27, 2026
Instrument202685871
Transaction TypeTransfer
Record UpdatedApr 23, 2026
Title CompanyNU WORLD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$246,036.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7182 SUMMIT DR, WINTER HAVEN, FL 33884-2763

Mortgage

Document Number0000085876,
DateApr 13, 2026
Instrument202685876
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 09, 2025
Property Address7182 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number0000287962
Book / Page13804 / 533
Map ReferenceMB 124 PG 29&30
Instrument DateDec 03, 2025
Instrument2025287962
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyHOMEWARD TITLE, HOMEWARD TITLE 2 LLC

Transaction

AmountAmount Recorded
Tax$2,555.00
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7182 SUMMIT DR, WINTER HAVEN, FL 33884-2763

Transferred To (Grantee/Buyer)

NameVerified Name
Address1007 S CONGRESS AVE UNIT 9-415, 9-415, AUSTIN, TX 78704-8723
InvestorPossibly a Property Investor

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateDec 22, 2021
Property Address7182 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number0000332721
Book / Page12038 / 1071
Map ReferenceMB 124 PG 29&30
Instrument DateNov 24, 2021
Instrument2021332721
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$595.00
Amount AccuracyRounded Values by County
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name
Address7182 SUMMIT DR, 7182, WINTER HAVEN, FL 33884-2763

Transferred To (Grantee/Buyer)

NameVerified Name
Address7182 SUMMIT DR, WINTER HAVEN, FL 33884-2763

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateDec 16, 2021
Property Address7182 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number0000326491
Book / Page12028 / 1035
Map ReferenceMB 124 PG 29&30
Instrument DateNov 24, 2021
Instrument2021326491
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7182 SUMMIT DR, WINTER HAVEN, FL 33884-2763

Mortgage

Document Number0120281038
DateDec 16, 2021
Instrument12028/1038
Lender
NameRP FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address7182 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number0106631174
Instrument DateNov 01, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address7182 SUMMIT DR WINTER HAVEN FL 338842763, WINTER HAVEN, FL 33884-2763

Mortgage

Document Number0106631174
DateNov 06, 2018
Book Page010663/001174
Instrument233296
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 05, 2048
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,092.00 (-3.16%) Homeowner's exemption$208,757 (-7.59%)$266,278 (-13.86%) Land $42,000 Building $224,278
2024$3,193.00 (-6.56%)
2023$3,417.00 (+8.82%) Homeowner's exemption$225,912 (+10.89%)$309,130 (+14.95%) Land $40,000 Building $269,130
2022$3,140.00 Homeowner's exemption$203,727$268,916 Land $34,000 Building $234,916

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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