Polk County property record for 7181 Summit Dr, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,504 sqft · built 2005 |
| Lot Size | 0.187 acres (8,154 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,000 (Feb 2017) |
| Tax Bill | $3,771 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-07-855609-000670 |
| Primary APN | 27-29-07-855609-000670 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 1,904 sqft |
| 1st Floor Area | 1,504 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,154 sqft (0.187 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 40 sqft |
| Street Address | 7181 SUMMIT DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 67 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | SUMMIT EAST PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 855609 |
| Legal Block | 1 |
| Legal Lot Number | 67 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 14123 |
Source: Polk County records · APN 27-29-07-855609-000670
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8321 LOUISE DR, DENVER, CO 80221-3921 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Feb 02, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICAN FORK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 02, 2017 · Amount on Record |
| Deed Sale | Feb 02, 2017 · Amount on Record |
| Prior Sale | Dec 08, 2004 · Amount on Record |
| Deed Document Number | 201721091 |
| Deed Book / Page | 10054 / 1060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7181 SUMMIT DR, WINTER HAVEN, FL 33884-2764 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 8321 LOUISE DR, DENVER, CO 80221-3921 |
| Document Number | 0000221309 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 12379/817 |
| Instrument | 2022221309 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 02, 2017 |
| Property Address | 7181 SUMMIT DR, WINTER HAVEN, FL 33884-2764 |
| Document Number | 0100541060 |
| Book / Page | 010054 / 001060 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 21091 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2017 |
| Title Company | BROKERS TITLE/CTRL FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $994.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8321 LOUISE DR DENVER CO 802213921, DENVER, CO 80221-3921 |
| Document Number | 100541061 |
|---|---|
| Date | Feb 02, 2017 |
| Book Page | 010054/001061 |
| Instrument | 21092 |
| Name | BANK OF AMERICAN FORK |
|---|---|
| Type | Bank |
| Address | AMERICAN FORK, UT 84003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,771.00 (-4.07%) | $201,688 (-16.99%) Land $42,000 Building $159,688 | $201,688 (-16.99%) Land $42,000 Building $159,688 |
| 2023 | $3,931.00 (+11.14%) | $242,968 (+16.28%) Land $40,000 Building $202,968 | $242,968 (+16.28%) Land $40,000 Building $202,968 |
| 2022 | $3,537.00 | $208,942 Land $34,000 Building $174,942 | $208,942 Land $34,000 Building $174,942 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 26 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 24 (1979–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022, rainfall accumulation, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,408 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property
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|---|---|---|
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