718 Stinnett Dr, Ocoee, FL 34761 Property Records

Orange County property record for 718 Stinnett Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 1978
Lot Size	0.331 acres (14,418 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Oct 2011)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-22-28-4828-01-340`

Property Details

APN / Parcel Number

Primary APN	`20-22-28-4828-01-340`
Alternative APNs	`282220482801340` `244579` `249422` `253993`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,184 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,816 sqft
Basement Area	460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,418 sqft (0.331 acres)
Porch	Finished/Open Porch
Porch Area	64 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	718 STINNETT DR
City	OCOEE
State	FL
Zip	34761-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	LAKE SHORE GARDENS 2ND ADDITION 5/10 LOT 134
Legal Range	28E
Legal Township	22S
Legal Section	20
Legal Subdivision	LAKE SHORE GARDENS 2ND ADD
Legal Tract	4828
Legal Block	1
Legal Lot Number	134
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1022
Census Tract	18100

Owner

Source: Orange County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	718 STINNETT DR, OCOEE, FL 34761-2818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Dec 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 4, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 16, 2018	Deed of Trust, Mortgage · FHA Mortgage RP FNDG
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2011 · Amount on Record
Deed Sale	Oct 5, 2011 · Amount on Record
Prior Sale	Dec 27, 2000 · Amount on Record
Deed Document Number	2011524321
Deed Book / Page	10276 / 6078
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Aug 7, 2026
Property Address	718 STINNETT DR, OCOEE, FL 34761-2818
Document Number	0000440260
Instrument Date	Jul 31, 2026
Instrument	2026440260
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 STINNETT DR, OCOEE, FL 34761-2818

Mortgage

Document Number	0000440260,
Date	Aug 7, 2026
Instrument	2026440260

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	718 STINNETT DR, OCOEE, FL 34761-2818
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000732181
Date	Dec 21, 2023
Instrument	20230732181

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2033

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	718 STINNETT DR, OCOEE, FL 34761-2818
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 STIPNETT DR, OCOEE, FL 34761

Mortgage

Document Number	20210068640
Date	Feb 4, 2021
Instrument	20210068640

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	718 STINNETT DR, OCOEE, FL 34761-2818
Document Number	0000381345
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 STINNETT DR OCOEE FL 347612818, OCOEE, FL 34761-2818

Mortgage

Document Number	0000381345
Date	Jun 27, 2018
Instrument	381345

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	718 STINNETT DR, OCOEE, FL 34761-2818
Document Number	0000629428
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 STINNETT DR OCOEE FL 347612818, OCOEE, FL 34761-2818

Mortgage

Document Number	0000629428
Date	Nov 16, 2017
Instrument	629428

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,876 (+2.7%)	$368,050 (-1.22%) Land $100,000 Building $268,050
2025	$2,175.00 (+12.17%) Homeowner's exemption	$129,383 (+5.99%)	$372,610 (+11.72%) Land $100,000 Building $272,610
2024	$1,939.00 (+3.69%)
2023	$1,870.00 (+4%) Homeowner's exemption	$122,075 (+3%)	$333,519 (+16.34%) Land $100,000 Building $233,519
2022	$1,798.00 Homeowner's exemption	$118,519	$286,676 Land $90,000 Building $196,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	18 (1994–2019)
Claims Outside the SFHA	4 of 18
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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