712 Stinnett Dr, Ocoee, FL 34761 Property Records

Orange County property record for 712 Stinnett Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,630 sqft · built 1979
Lot Size	0.35 acres (15,231 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,500 (Sep 2013)
Tax Bill	$3,463 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-22-28-4828-01-370`

Property Details

APN / Parcel Number

Primary APN	`20-22-28-4828-01-370`
Alternative APNs	`282220482801370` `244582` `249426` `253997`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,630 sqft Living Area
Gross Area	3,161 sqft
1st Floor Area	2,504 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,231 sqft (0.35 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	195 sqft
Patio Area	2 sqft
Shed	1 Shed
Storage Building	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	712 STINNETT DR
City	OCOEE
State	FL
Zip	34761-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	LAKE SHORE GARDENS 2ND ADDITION 5/10 LOT 137
Legal Range	28E
Legal Township	22S
Legal Section	20
Legal Subdivision	LAKE SHORE GARDENS 2ND ADD
Legal Tract	4828
Legal Block	1
Legal Lot Number	137
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1027
Census Tract	18100

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 STINNETT DR, OCOEE, FL 34761-2818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2013 · Amount on Record
Deed Sale	Sep 19, 2013 · Amount on Record
Deed Document Number	2013497941
Deed Book / Page	10636 / 4058
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	712 STINNETT DR, OCOEE, FL 34761-2818
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 STINNETT DR, OCOEE, FL 34761-2818

Mortgage

Document Number	0000593196
Date	Oct 13, 2023
Instrument	20230593196

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	712 STINNETT DR, OCOEE, FL 34761-2818
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 STINNETT DR, OCOEE, FL 34761-2818

Mortgage

Document Number	0000666697
Date	Nov 2, 2022
Instrument	20220666697

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	712 STINNETT DR, OCOEE, FL 34761-2818
Document Number	0000673695
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	712 STINNETT DR OCOEE FL 347612818, OCOEE, FL 34761-2818

Mortgage

Document Number	0000673695
Date	Oct 28, 2019
Instrument	673695

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,128 (+2.7%)	$462,090 (-1.33%) Land $100,000 Building $362,090
2025	$3,463.00 (+9.62%) Homeowner's exemption	$203,630 (+5.99%)	$468,330 (+11.02%) Land $100,000 Building $368,330
2024	$3,159.00 (+3.47%)
2023	$3,053.00 (+3.42%) Homeowner's exemption	$192,127 (+3%)	$421,843 (+16.7%) Land $100,000 Building $321,843
2022	$2,952.00 Homeowner's exemption	$186,531	$361,485 Land $90,000 Building $271,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	18 (1994–2019)
Claims Outside the SFHA	4 of 18
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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