718 Red Gate Dr, Defiance, MO 63341 Property Records

St. Charles County property record for 718 Red Gate Dr, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,077 sqft · built 1993
Lot Size	3.24 acres (141,134 sqft)
Owner	2 Individual Names on File
Last Sale	$368,000 (Apr 2017)
Tax Bill	$5,984 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A923000194`

Property Details

APN / Parcel Number

Primary APN	`A923000194`
Alternative APN	`3-0079-6764-00-0017.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,077 sqft Living Area
1st Floor Area	2,077 sqft
Basement Area	2,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	141,134 sqft (3.24 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	56 sqft
Patio Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	A923000194
Old Parcel Number	A923000194
Street Address	718 RED GATE DR
City	DEFIANCE
State	MO
Zip	63341-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEFIELD FARMS #3 LOT 17
Legal Range	02E
Legal Township	45N
Legal Subdivision	RIDGEFIELD FARMS #3
Legal Lot Number	17
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3002
Census Tract	312204

Owner

Source: St. Charles County records · APN A923000194

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	718 RED GATE DR, DEFIANCE, MO 63341-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Prior Sale	May 11, 2011 · Amount on Record
Deed Document Number	0067332096
Deed Book / Page	6733 / 2096
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	718 RED GATE DR, DEFIANCE, MO 63341-2018
Document Number	0000082962
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	718 RED GATE DR DEFIANCE MO 633412018, DEFIANCE, MO 63341-2018

Mortgage

Document Number	0000082962
Date	Oct 29, 2020
Instrument	82962

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2040

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,984.00	$99,953 (+6.59%)	$526,068 (+6.59%) Land $98,396 Building $427,672
2023		$93,776
2022			$493,559 Land $81,996 Building $411,563

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50

Based on FCC filings for 36 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.