706 Red Gate Dr, Defiance, MO 63341 Property Records

St. Charles County property record for 706 Red Gate Dr, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,285 sqft · built 1995
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Trust Names on File
Last Sale	$792,000 (Sep 2022)
Deeds & Mortgages	Nov 2025 Transfer Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A923000196`

Property Details

APN / Parcel Number

Primary APN	`A923000196`
Alternative APN	`3-0079-6764-00-0019.0000000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,285 sqft Living Area
Gross Area	6,088 sqft
1st Floor Area	3,306 sqft
Basement Area	2,217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	132,858 sqft (3.05 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	A923000196
Street Address	706 RED GATE DR
City	DEFIANCE
State	MO
Zip	63341-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEFIELD FARMS #3 LOT 19
Legal Subdivision	RIDGEFIELD FARMS #3
Legal Lot Number	19
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3002
Census Tract	312204

Owner

706 Red Gate Dr is owner-occupied and held in a trust since October 2025.

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	706 RED GATE DR, DEFIANCE, MO 63341-2018
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Intrafamily Transfer, Transfer
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Sep 15, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Deed Document Number	202250896
Last Transfer Date	Oct 29, 2025
Transfer Doc	0000050016
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 6, 2025
Property Address	706 RED GATE DR, DEFIANCE, MO 63341-2018
Document Number	0000050016
Map Reference	MB 30 PG 298
Instrument Date	Oct 29, 2025
Instrument	2025R-050016
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 RED GATE DR, DEFIANCE, MO 63341-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	706 RED GATE DR, DEFIANCE, MO 63341-2018

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	706 RED GATE DR, DEFIANCE, MO 63341-2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 RED GATE DR, DEFIANCE, MO 63341-2018

Mortgage

Document Number	0000033287
Date	Jun 14, 2022
Instrument	2022R-033287

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 15, 2022
Property Address	706 RED GATE DR, DEFIANCE, MO 63341-2018
Document Number	0000050896
Map Reference	MB 30 PG 298
Instrument Date	Sep 14, 2022
Instrument	2022R-050896
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 542, SAINT CLAIR, MO 63077-0542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 RED GATE DR, DEFIANCE, MO 63341-2018

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$130,724 (-)	$688,024 (-) Land $96,597 Building $591,427
2025	$130,724	$688,024 Land $96,597 Building $591,427
2023	$109,248
2022		$574,990 Land $80,497 Building $494,493

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 706 Red Gate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Red Gate Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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