718 Phalarope St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 718 Phalarope St, Chesapeake, VA 23323

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,720 sqft · built 2017
Lot Size	0.044 acres (1,917 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2023)
Tax Bill	$3,459 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2021 Refinance + 2 more
APN	`0442004004760`

Property Details

APN / Parcel Number

Primary APN	`0442004004760`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,720 sqft Living Area
1st Floor Area	440 sqft
Upper Floors Area	1,280 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,917 sqft (0.044 acres)
Lot Dimensions	92 ft deep x 20 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	36 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	718 PHALAROPE ST
City	CHESAPEAKE
State	VA
Zip	23323-1438
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD: PLANN
Legal Description	476 CULPEPPER LANDING PH 4 SEC 2
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3015
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	718 PHALAROPE ST, CHESAPEAKE, VA 23323-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GOLD STAR MORTGAGE FINANCIAL GROUP CORP
May 27, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 8, 2017	Special Warranty Deed, Transfer · Stand-Alone Second Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	May 8, 2017 · Amount on Record
Deed Document Number	202316800
Deed Book / Page	10685 / 944
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 9, 2023
Property Address	718 PHALAROPE ST, CHESAPEAKE, VA 23323-1438
Document Number	010685/944
Book / Page	10685 / 944
Instrument Date	Aug 4, 2023
Instrument	230016800
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 PHALAROPE ST, CHESAPEAKE, VA 23323-1438

Mortgage

Document Number	0230016801
Date	Aug 9, 2023
Instrument	230016801

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	718 PHALAROPE ST, CHESAPEAKE, VA 23323-1438
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10458/798
Date	Oct 6, 2021
Book Page	10458/798
Instrument	210045425

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	718 PHALAROPE ST, CHESAPEAKE, VA 23323-1438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10154/1885
Date	May 27, 2020
Book Page	10154/1885
Instrument	200016274

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 8, 2017
Property Address	718 PHALAROPE ST, CHESAPEAKE, VA 23323-1438
Document Number	9784/1368
Book / Page	9784 / 1368
Instrument Date	May 4, 2017
Instrument	170012275
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 PHALAROPE ST, CHESAPEAKE, VA 23323-1438

Mortgage

Document Number	170012276
Date	May 8, 2017
Instrument	170012276

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,900 (+5.08%) Land $150,000 Building $209,900	$359,900 (+5.08%) Land $150,000 Building $209,900
2025	$3,459.00 (+31.02%)	$342,500 (+6.93%) Land $130,000 Building $212,500	$342,500 (+6.93%) Land $130,000 Building $212,500
2023		$320,300 (+5.12%) Land $100,000 Building $220,300	$320,300 (+5.12%) Land $100,000 Building $220,300
2022		$304,700 Land $90,000 Building $214,700	$304,700 Land $90,000 Building $214,700
2019	$2,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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