705 Phalarope St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 705 Phalarope St, Chesapeake, VA 23323

Property Summary

Property Type	Exempt (Full or Partial)
Details	6 bd · 4.5 ba · 3,849 sqft · built 2017
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Feb 2023)
Tax Bill	$6,405 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2023 Sale & Mortgage + 4 more
APN	`0442005005500`

Property Details

APN / Parcel Number

Primary APN	`0442005005500`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,849 sqft Total Area
1st Floor Area	1,540 sqft
Upper Floors Area	1,380 sqft
Attic	Attic
Attic Area	621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	110 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	705 PHALAROPE ST
City	CHESAPEAKE
State	VA
Zip	23323-1439
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	PUD: PLANN
Legal Description	550 CULPEPPER LANDING PH 4 SEC 2
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3050
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 PHALAROPE ST, CHESAPEAKE, VA 23323-1439
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Feb 24, 2023	Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE
Jun 3, 2022	Trustee's Deed, Foreclosure
Jun 30, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Apr 4, 2017	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Jan 6, 2017	Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENTS SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Jun 3, 2022 · Amount on Record
Deed Document Number	20233758
Deed Book / Page	10640 / 1643
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 22, 2026
Property Address	705 PHALAROPE ST, CHESAPEAKE, VA 23323-1439
Document Number	0000015911
Book / Page	10992 / 1367
Instrument Date	Jun 15, 2026
Instrument	202615911
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 PHALAROPE ST, CHESAPEAKE, VA 23323-1439

Mortgage

Document Number	0000015911,
Date	Jun 22, 2026
Book Page	10992/1367
Instrument	202615911

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 24, 2023
Property Address	705 PHALAROPE ST, CHESAPEAKE, VA 23323-1439
Document Number	10640/1643
Book / Page	10640 / 1643
Instrument Date	Feb 15, 2023
Instrument	230003758
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 PHALAROPE ST, CHESAPEAKE, VA 23323-1439

Mortgage

Document Number	0230003759
Date	Feb 24, 2023
Instrument	230003759

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 3, 2022
Property Address	705 PHALAROPE ST, CHESAPEAKE, VA 23323-1439
Document Number	010566/734
Book / Page	10566 / 734
Instrument Date	Apr 2, 2022
Instrument	220018552
Transaction Type	Foreclosure
Record Updated	Jun 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CORPORATE DR STE 360, 360, LAKE ZURICH, IL 60047-8945

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	705 PHALAROPE ST, CHESAPEAKE, VA 23323-1439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9804/1585
Date	Jun 30, 2017
Book Page	9804/1585
Instrument	170017788

Lender

Name	LOW VA RATES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020

April 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 4, 2017
Property Address	705 PHALAROPE ST, CHESAPEAKE, VA 23323-1439
Document Number	9772/422
Book / Page	9772 / 422
Instrument Date	Mar 23, 2017
Instrument	170008907
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 PHALAROPE ST, CHESAPEAKE, VA 23323-1439
Investor	Possibly a Property Investor

Mortgage

Document Number	170008908
Date	Apr 4, 2017
Instrument	170008908

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 6, 2017
Property Address	705 PHALAROPE ST, CHESAPEAKE, VA 23323-1439
Document Number	9742/1314
Book / Page	9742 / 1314
Instrument Date	Dec 28, 2016
Instrument	170000514
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENTS SERVICES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,000 (+3.54%) Land $160,000 Building $510,000	$670,000 (+3.54%) Land $160,000 Building $510,000
2025		$647,100 (+4.04%) Land $150,000 Building $497,100	$647,100 (+4.04%) Land $150,000 Building $497,100
2024	$6,405.00 (+27.9%)
2023		$622,000 (+5.3%) Land $140,000 Building $482,000	$622,000 (+5.3%) Land $140,000 Building $482,000
2022		$590,700 Land $130,000 Building $460,700	$590,700 Land $130,000 Building $460,700
2019	$5,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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