718 N Pearl St, Natchez, MS 39120 Property Records

Adams County property record for 718 N Pearl St, Natchez, MS 39120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,513 sqft · built 1913
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Tax Bill	$1,314 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0010 0001 0014`

Property Details

APN / Parcel Number

Primary APN	`0010 0001 0014`
Alternative APNs	`006480` `6480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,513 sqft Living Area
1st Floor Area	1,513 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1913
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	147 ft deep x 48.6 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	6480
Street Address	718 N PEARL ST
City	NATCHEZ
State	MS
Zip	39120-2359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H&L#718 W/S N PEARL ST 41-106A-88
Legal Range	03W
Legal Township	07N
Legal Section	15
Jurisdiction	ADAMS MS
Township / Civil Division	4
Census Block Group	1
Census Block	1007
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Clifton Heights Historic District listed 1982 · 41 contributing resources · NRIS 82000568

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

718 N Pearl St is owned and occupied by an individual who acquired it in November 2005.

Source: Adams County records, as of March 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	718 N PEARL ST, NATCHEZ, MS 39120-2359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2005
Deed Sale	Nov 4, 2005
Deed Document Number	000023M670
Deed Book / Page	23M / 670
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MS
Property Address	718 N PEARL ST, NATCHEZ, MS 39120-2359
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1735 BROADWAY ST, NEW ORLEANS, LA 70118-5303

Mortgage

Document Number	000931/353
Date	Jan 4, 2019
Book Page	931/353
Instrument	122348

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 718 N Pearl St was $1,314, up 22% from the year before.

Source: Adams County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Adams County
Municipality	Natchez City
Unified School District	Natchez-Adams School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,314.00 (+22.01%)	$8,049 (+24.69%)	$80,490 (+24.69%) Land $11,500 Building $68,990
2024	$1,077.00	$6,455 (-)	$64,550 (-) Land $11,500 Building $53,050
2023	$1,077.00 (+5.9%) Homeowner's exemption	$6,455 (-) Land $1,150 Building $5,305	$64,550 Land $11,500 Building $53,050
2022	$1,017.00	$6,455
2021			$64,550 Land $11,500 Building $53,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 718 N Pearl St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–2008)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2008 · Hurricane Gustav

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 718 N Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS CO W/A #4-KAISER LAKE public/private · serves 8,078 people · EPA ID MS0010015
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20