McCook County property record for 718 Main St, Spencer, SD 57374 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,392 sqft Living Area |
| Lot Size | 14,700 sqft (0.337 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $40,000 (2015) |
| Tax Bill | $3,623.00 (2025) |
| Primary APN | 20.04.2701 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 2,064 sqft Gross Area |
| 1st Floor | 720 sqft 1st Floor |
| Basement Area | 672 sqft Basement |
| Unfinished Basement | 672 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,700 sqft (0.337 acres) |
| Depth X Width | 147 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 672 sqft Garage |
| Deck Area | 120 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 718 MAIN ST |
|---|---|
| City | SPENCER |
| State | SD |
| Zip | 57374-2110 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 BLK 27 NORTH ADD |
| Legal Subdivision | NORTH ADD |
| Legal Block | 27 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MCCOOK SD |
| Minor Civil Division | SPENCER |
| Census Blockgroup | 2 |
| Census Block | 2200 |
| Census Tract | 964600 |
Source: McCook County records · APN 20.04.2701
Assessment roll updated September 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 718 MAIN ST, SPENCER, SD 57374-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2015 · Amount on Record |
| Deed Sale | Jan 14, 2015 · Amount on Record |
| Deed Doc Number | 201590 |
| Deed Book / Page | 187 / 3 |
| Prior Transfer Date | Jan 12, 2015 |
| Prior Transfer Doc | 187/003 |
| Record Refreshed | Jun 08, 2026 |
Source: McCook County records · Assessment roll updated September 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | McCook County |
| Municipality | Spencer City |
| Unified School District | McCook Central School District 43-7 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,623.00 (+25.32%) | $139,512 (+23.53%) Land $1,212 Building $138,300 | $139,512 (+23.53%) Land $1,212 Building $138,300 |
| 2023 | $112,935 Land $3,535 Building $109,400 | $112,935 Land $3,535 Building $109,400 | |
| 2022 | $2,891.00 |
Source: FEMA National Flood Hazard Layer, McCook County (46087C), updated March 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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