609 Main St, Spencer, SD 57374 Property Records

McCook County property record for 609 Main St, Spencer, SD 57374 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1998
Square Footage768 sqft Living Area
Lot Size28,400 sqft (0.652 acres)
GarageAttached, 432 sqft
Last Sale$30,000 (2012)
Tax Bill$1,425.00 (2025)

Property Details

APN / Parcel Number

Primary APN20.04.2309

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Building Area768 sqft Living Area
1st Floor768 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood Exterior
Roof MaterialComposition Shingle Roof
Lot Area28,400 sqft (0.652 acres)
Depth X Width142 ft x 200 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area432 sqft Garage
Shed1 Shed
Shed Area228 sqft Shed
PorchEnclosed Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address609 MAIN ST
CitySPENCER
StateSD
Zip57374-2104
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 7, 8, 9 & 10 BLK 23 PEAVEY'S NORTH AD D
Legal SubdivisionNORTH ADD
Legal Block23
Legal Lot Number7-10
JurisdictionMCCOOK SD
Minor Civil DivisionSPENCER
Census Blockgroup2
Census Block2198
Census Tract964600

Owner

Source: McCook County records · APN 20.04.2309

Assessment roll updated September 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4016 RODMAN DR, JACKSON, MI 49203-5421
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 18, 2012 · Amount on Record
Deed SaleMay 18, 2012 · Amount on Record
Deed Doc Number2012984
Deed Book / Page185 / 304
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: McCook County records · Assessment roll updated September 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMcCook County
MunicipalitySpencer City
Unified School DistrictMcCook Central School District 43-7 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,425.00 (+6.9%)$54,900 (+26.21%) Land $2,400 Building $52,500$54,900 (+26.21%) Land $2,400 Building $52,500
2023$43,500 Land $2,000 Building $41,500$43,500 Land $2,000 Building $41,500
2022$1,333.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McCook County (46087C), updated March 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Main St

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