717 Cramer Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 717 Cramer Ave, Schenectady, NY 12306 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage1,473 sqft Living Area
Lot Size3,920 sqft (0.09 acres)
OccupancyOwner Occupied
Last Sale$130,000 (2013)
Tax Bill$4,507.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 48.19-10-29
Alternative APN
  • 280004801900100290000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,473 sqft Living Area
1st Floor836 sqft 1st Floor
Upper Floors637 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1985
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area3,920 sqft (0.09 acres)
Depth X Width125 ft x 33 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area200 sqft Garage
Porch1 Porch
Porch Area300 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address717 CRAMER AVE
CitySCHENECTADY
StateNY
Zip12306-3003
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G CENTR RLTY #3-102 2.-125-6
Legal SubdivisionCENTRAL REALTY COMPANY
Legal Block10
Legal Lot Number29.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup2
Census Block2016
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 48.19-10-29

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address717 CRAMER AVE, SCHENECTADY, NY 12306-3003
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2021Deed of Trust, Mortgage · Stand Alone Second Mortgage
SUNMARK FCU
Sep 03, 2021Deed of Trust, Mortgage · Stand Alone Second Mortgage
SUNMARK FCU
Sep 03, 2021Warranty Deed, Transfer · Conventional Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 10, 2013 · Amount on Record
Deed SaleMay 10, 2013 · Amount on Record
Prior SaleMar 03, 2006 · Amount on Record
Deed Doc Number201320939
Deed Book / Page1875 / 183
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address717 CRAMER AVE, SCHENECTADY, NY 12306-3003
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1068 HEGEMAN ST, SCHENECTADY, NY 12306-4407

Mortgage

Document Number0000043552
DateSep 03, 2021
Book Page5140/125
Instrument202143552
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address717 CRAMER AVE, SCHENECTADY, NY 12306-3003
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1068 HEGEMAN ST, SCHENECTADY, NY 12306-4407

Mortgage

Document Number0000043552
DateSep 03, 2021
Book Page5140/125
Instrument202143552
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 03, 2021
Property Address717 CRAMER AVE, SCHENECTADY, NY 12306-3003
Document Number0000043545
Book / Page2066 / 593
Map ReferenceCAB B MAP 169
Instrument DateJul 28, 2021
Instrument202143545
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySMPR TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address717 CRAMER AVE, ROTTERDAM, NY 12306-3003

Transferred To (Grantee/Buyer)

NameVerified Name
Address1068 HEGEMAN ST, SCHENECTADY, NY 12306-4407

Mortgage

Document Number0000043547
DateSep 03, 2021
Instrument202143547
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 01, 2051

Mortgage

Document Number0000043551
DateSep 03, 2021
Book Page5140/116
Instrument202143551
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,507.00$123,000 (-) Land $5,400 Building $117,600$189,200 (+16.93%) Land $8,306 Building $180,894
2023$123,000 Land $5,400 Building $117,600$161,800 Land $7,103 Building $154,697

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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