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7171 Summit Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 7171 Summit Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,972 sqft · built 2005
Lot Size0.187 acres (8,154 sqft)
Owner2 Individual Names on File
Last Sale$219,000 (Nov 2020)
Tax Bill$2,376 (2025)
Deeds & MortgagesSep 2022 Reverse Mortgage
Mar 2024 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN27-29-07-855609-000620

Property Details

APN / Parcel Number

Primary APN27-29-07-855609-000620
Alternative APNs
  • 072927855609000620
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,972 sqft Living Area
Gross Area2,392 sqft
1st Floor Area1,972 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area8,154 sqft (0.187 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area164 sqft

Location & Zoning

Street Address7171 SUMMIT DR
CityWINTER HAVEN
StateFL
Zip33884-2764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 62
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionSUMMIT EAST PHASE 1
Legal Phase1
Legal Tract855609
Legal Block1
Legal Lot Number62
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1014
Census Tract14123

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Mar 22, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 22, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 2, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 2, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 5, 2020Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION
Oct 7, 2020Deed of Trust, Construction Loan · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 5, 2020 · Amount on Record
Deed SaleNov 5, 2020 · Amount on Record
Prior SaleAug 19, 2004 · Amount on Record
Deed Document Number2020236803
Deed Book / Page11444 / 945
Last Transfer DateMar 19, 2024
Transfer Doc0000066349
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Transaction TypeMortgage
Record UpdatedApr 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764
InvestorPossibly a Property Investor

Mortgage

Document Number0000242838
DateSep 7, 2022
Book Page12409/983
Instrument2022242838
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term951 Months
DueDec 4, 2101
Interest
Rate TypeAdjustable Rate

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 22, 2024
Property Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Document Number0000066349
Book / Page13049 / 1405
Map ReferenceMB 124 PG 29&30
Instrument DateMar 19, 2024
Instrument2024066349
Transaction TypeTransfer
Record UpdatedApr 4, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764

Transferred To (Grantee/Buyer)

NameVerified Name
Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 22, 2024
Property Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Document Number0000066350
Book / Page13049 / 1406
Map ReferenceMB 124 PG 29&30
Instrument DateMar 5, 2024
Instrument2024066350
Transaction TypeTransfer
Record UpdatedApr 4, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateDec 2, 2021
Property Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Document Number0000314167
Book / Page12009 / 87
Map ReferenceMB 124 PG 29&30
Instrument DateNov 29, 2021
Instrument2021314167
Transaction TypeTransfer
Record UpdatedApr 4, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764
InvestorPossibly a Property Investor

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateDec 2, 2021
Property Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Document Number0000314168
Book / Page12009 / 88
Map ReferenceMB 124 PG 29&30
Instrument DateNov 29, 2021
Instrument2021314168
Transaction TypeTransfer
Record UpdatedApr 4, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764
InvestorPossibly a Property Investor

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 5, 2020
Property Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Document Number0114440945
Book / Page011444 / 000945
Instrument DateOct 30, 2020
Instrument236803
Transaction TypeTransfer
Record UpdatedNov 20, 2020
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,533.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7171 SUMMIT DR WINTER HAVEN FL 338842764, WINTER HAVEN, FL 33884-2764

Mortgage

Document Number114440946
DateNov 5, 2020
Book Page011444/000946
Instrument236804
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 4, 2050

October 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateOct 7, 2020
Property Address7171 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Document Number0114040926
Book / Page011404 / 000926
Instrument DateSep 28, 2020
Instrument210811
Transaction TypeConstruction Loan
Record UpdatedOct 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address717 SUMMIT DR WINTER HAVEN FL 33884, WINTER HAVEN, FL 33884

Mortgage

Document Number114040926
DateOct 7, 2020
Book Page011404/000926
Instrument210811
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 6, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,376.00 (+6.55%)$170,564 (+5.99%)$262,030 (-16.39%) Land $42,000 Building $220,030
2023$2,230.00 (+3.29%) Homeowner's exemption$160,929 (+3%)$313,402 (+14.9%) Land $40,000 Building $273,402
2022$2,159.00 Homeowner's exemption$156,242$272,765 Land $34,000 Building $238,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims24 (1979–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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