Polk County property record for 7167 Summit Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,888 sqft · built 2005 |
| Lot Size | 0.187 acres (8,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jun 2026) |
| Tax Bill | $4,150 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-07-855609-000600 |
| Primary APN | 27-29-07-855609-000600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 2,308 sqft |
| 1st Floor Area | 1,888 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,150 sqft (0.187 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 164 sqft |
| Street Address | 7167 SUMMIT DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 60 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | SUMMIT EAST PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 855609 |
| Legal Block | 1 |
| Legal Lot Number | 60 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 14123 |
Source: Polk County records · APN 27-29-07-855609-000600
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7167 SUMMIT DR, WINTER HAVEN, FL 33884-2764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| May 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | May 12, 2022 · Amount on Record |
| Deed Document Number | 2026135020 |
| Deed Book / Page | 14027 / 385 |
| Prior Transfer Date | Nov 14, 2024 |
| Prior Transfer Doc | 0000261747 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 05, 2026 |
| Property Address | 7167 SUMMIT DR, WINTER HAVEN, FL 33884-2764 |
| Document Number | 0000135020 |
| Book / Page | 14027 / 385 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026135020 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | SOUTHERN SHORES TITLE, SOUTHERN HERITAGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258,055.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7167 SUMMIT DR, WINTER HAVEN, FL 33884-2764 |
| Document Number | 0000135021, |
|---|---|
| Date | Jun 05, 2026 |
| Book Page | 14027/387 |
| Instrument | 2026135021 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 12, 2022 |
| Property Address | 7167 SUMMIT DR, WINTER HAVEN, FL 33884-2764 |
| Document Number | 0000130446 |
| Book / Page | 12251 / 424 |
| Map Reference | MB 124 PG 29&30 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022130446 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Title Company | LEADING EDGE TITLE/BRANDON LLC, LEADING EDGE TTL OF BRANDON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3074 CYPRESS GARDENS RD, 3074, WINTER HAVEN, FL 33884-2257 |
| Name | Verified Name |
|---|---|
| Address | 7167 SUMMIT DR, WINTER HAVEN, FL 33884-2764 |
| Document Number | 0012251426 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 12251/426 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2037 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,150.00 (-8.59%) | $265,403 (-7.67%) Land $42,000 Building $223,403 | $265,403 (-7.67%) Land $42,000 Building $223,403 |
| 2024 | $4,540.00 (-16.38%) | ||
| 2023 | $5,429.00 (+298.31%) | $287,444 (+151.24%) Land $40,000 Building $247,444 | $287,444 (+16.74%) Land $40,000 Building $247,444 |
| 2022 | $1,363.00 | $114,411 | $246,216 Land $34,000 Building $212,216 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 24 (1979–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 257 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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