Muskegon County property record for 7170 Cooley Rd, Fruitport, MI 49415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,065 sqft · built 1960 |
| Lot Size | 4.28 acres (186,437 sqft) |
| Owner | Individual Name on File |
| Last Sale | $191,500 (Sep 2018) |
| Tax Bill | $3,428 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15032400000400 |
| Primary APN | 15032400000400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,065 sqft Living Area |
| 1st Floor Area | 2,065 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Block |
| Lot Area | 186,437 sqft (4.28 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7170 COOLEY RD |
|---|---|
| City | FRUITPORT |
| State | MI |
| Zip | 49415-8724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | FRUITPORT CHARTER TOWNSHIP SEC 32 T9N R15W NW 1/4 OF SE 1/4 EXC N 990 FT THEREOF ALSO EXC E 1/2 TH'OF 5 AC |
| Legal Range | 15W |
| Legal Township | 9N |
| Legal Section | 32 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITPORT |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 2800 |
7170 Cooley Rd is owned and occupied by an individual who acquired it in July 2020.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7170 COOLEY RD, FRUITPORT, MI 49415-8724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 29, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Sep 11, 2018 | Warranty Deed, Transfer · Conventional with PMI LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2018 · Amount on File |
| Deed Sale | Sep 11, 2018 · Amount on File |
| Prior Sale | Oct 24, 2007 |
| Deed Document Number | 20185632505 |
| Deed Book / Page | 4166 / 751 |
| Last Transfer Date | Jul 24, 2020 |
| Transfer Doc | 0005694191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7170 COOLEY RD, FRUITPORT, MI 49415-8724 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 7170 COOLEY RD, FRUITPORT, MI 49415-8724 |
| Document Number | 004274/954 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 4274/954 |
| Instrument | 5740603 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Jul 29, 2020 |
| Property Address | 7170 COOLEY RD, FRUITPORT, MI 49415-8724 |
| Document Number | 004228/497 |
| Book / Page | 4228 / 497 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 5694191 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7170 COOLEY RD, 7170, FRUITPORT, MI 49415-8724 |
| Name | Verified Name |
|---|---|
| Address | 7170 COOLEY RD, FRUITPORT, MI 49415-8724 |
| Document Number | 0004228496 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 4228/496 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Sep 11, 2018 |
| Property Address | 7170 COOLEY RD, FRUITPORT, MI 49415-8724 |
| Document Number | 0005632505 |
| Book / Page | 004166 / 000751 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 5632505 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,646.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7170 COOLEY RD FRUITPORT MI 494158724, FRUITPORT, MI 49415-8724 |
| Document Number | 5632506 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 004166/000752 |
| Instrument | 5632506 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 10, 2048 |
The 2025 property tax bill for 7170 Cooley Rd was $3,428 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitport Charter Township |
| Unified School District | Fruitport Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,600 (+5.18%) | $333,200 (+5.18%) | |
| 2025 | $3,428.00 Homeowner's exemption | $158,400 | $316,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7170 Cooley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7170 Cooley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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