Muskegon County property record for 7154 Cooley Rd, Fruitport, MI 49415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,882 sqft · built 1950 |
| Lot Size | 9.75 acres (424,710 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,983 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15032400000300 |
| Primary APN | 15032400000300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,882 sqft Living Area |
| 1st Floor Area | 2,078 sqft |
| Basement Area | 506 sqft |
| Unfinished Basement | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 424,710 sqft (9.75 acres) |
| Garage Area | 1,111 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7154 COOLEY RD |
|---|---|
| City | FRUITPORT |
| State | MI |
| Zip | 49415-8724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | FRUITPORT CHARTER TOWNSHIP SEC 32 T9N R15W S 330 FT OF N 990 FT OF NW 1/4 OF SE 1/4 10 AC |
| Legal Range | 15W |
| Legal Township | 9N |
| Legal Section | 32 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITPORT |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 2800 |
Source: Muskegon County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7154 COOLEY RD, FRUITPORT, MI 49415-8724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · VA Mortgage HEARTLAND HOME MORTGAGE |
| Jun 20, 2017 | Deed of Trust, Mortgage · VA Mortgage HEARTLAND HOME MORTGAGE |
| Apr 11, 2019 | Deed of Trust, Mortgage · VA Mortgage HEARTLAND HOME MORTGAGE |
| May 1, 2020 | Deed of Trust, Mortgage · VA Mortgage HEARTLAND HOME MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7154 COOLEY RD, FRUITPORT, MI 49415-8724 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005715096 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 4249/423 |
| Instrument | 5715096 |
| Name | HEARTLAND HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49508 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7154 COOLEY RD, FRUITPORT, MI 49415-8724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005592512 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 4126/721 |
| Instrument | 5592512 |
| Name | HEARTLAND HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7154 COOLEY RD, FRUITPORT, MI 49415-8724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005652669 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 4186/933 |
| Instrument | 5652669 |
| Name | HEARTLAND HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49508 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7154 COOLEY RD, FRUITPORT, MI 49415-8724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005685629 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 4219/926 |
| Instrument | 5685629 |
| Name | HEARTLAND HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49508 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitport Charter Township |
| Unified School District | Fruitport Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,400 (+3.86%) | $516,800 (+3.86%) | |
| 2025 | $3,983.00 Homeowner's exemption | $248,800 | $497,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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