7170 Bluegrass Way, Owings, MD 20736 Property Records

Calvert County property record for 7170 Bluegrass Way, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,080 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Last Sale	$500,000 (Sep 2023)
Tax Bill	$4,263 (2023)
Deeds & Mortgages	Oct 2025 Transfer Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-088738`

Property Details

APN / Parcel Number

Primary APN	`02-088738`
Alternative APNs	`2088738` `088738`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,080 sqft Total Area
1st Floor Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	294 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	088738
Old Parcel Number	2088738
Street Address	7170 BLUEGRASS WAY
City	OWINGS
State	MD
Zip	20736-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 7RA SEC 5 THE MEADOWS
Legal Subdivision	MEADOWS
Legal Lot Number	7RA
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	860200

Owner

7170 Bluegrass Way is owner-occupied and held in a trust since October 2025.

Source: Calvert County records, as of November 10, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	7170 BLUEGRASS WAY, OWINGS, MD 20736-4314
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Intrafamily Transfer, Transfer
Sep 18, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Sep 18, 2023 · Amount on File
Deed Document Number	0064830229
Deed Book / Page	6483 / 229
Last Transfer Date	Oct 30, 2025
Transfer Doc	0068080280
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Oct 30, 2025
Property Address	7170 BLUEGRASS WAY, OWINGS, MD 20736-4314
Document Number	0068080280
Book / Page	6808 / 280
Map Reference	LB ABE 5 FO 125
Instrument Date	Oct 29, 2025
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7170 BLUEGRASS WAY, OWINGS, MD 20736-4314

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 18, 2023
Property Address	7170 BLUEGRASS WAY, OWINGS, MD 20736-4314
Document Number	0064830229
Book / Page	6483 / 229
Map Reference	LB ABE 5 FO 125
Instrument Date	Sep 5, 2023
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	MARYLAND TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006483235
Date	Sep 18, 2023
Instrument	6483/235

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$451,000 Land $170,000 Building $281,000	$451,000 Land $170,000 Building $281,000
2023	$4,263.00 Homeowner's exemption	$410,333	$451,000 Land $170,000 Building $281,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7170 Bluegrass Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7170 Bluegrass Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bluegrass Way

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