Calvert County property record for 7160 Bluegrass Way, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,065 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Sep 1997) |
| Tax Bill | $5,071 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-088711 |
| Primary APN | 02-088711 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,065 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 392 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 088711 |
|---|---|
| Street Address | 7160 BLUEGRASS WAY |
| City | OWINGS |
| State | MD |
| Zip | 20736-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 6RA SEC 5 THE MEADOWS |
| Legal Subdivision | MEADOWS |
| Legal Lot Number | 6RA |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 860200 |
7160 Bluegrass Way is owned and occupied by two individuals who bought it in September 1997.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7160 BLUEGRASS WAY, OWINGS, MD 20736-4314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 1997 · Amount on File |
| Deed Sale | Sep 10, 1997 · Amount on File |
| Deed Document Number | 1997980661 |
| Deed Book / Page | 984 / 242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 7160 BLUEGRASS WAY, OWINGS, MD 20736-4314 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0058890243 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 5889/243 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 7160 Bluegrass Way was $5,071 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458,167 | $475,700 Land $170,000 Building $305,700 | |
| 2025 | $5,071.00 | ||
| 2023 | $4,249.00 Homeowner's exemption | $409,000 | $449,400 Land $170,000 Building $279,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7160 Bluegrass Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2009–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7160 Bluegrass Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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