717 Lake Rd, Steele, AL 35987 Property Records

St. Clair County property record for 717 Lake Rd, Steele, AL 35987

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,950 sqft · built 1977
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$142,500 (Feb 2023)
Tax Bill	$698 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-08-28-0-000-021.001`

Property Details

APN / Parcel Number

Primary APN	`02-08-28-0-000-021.001`
Alternative APNs	`25581` `1439`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,950 sqft Heated Area
1st Floor Area	1,950 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	717 LAKE RD
City	STEELE
State	AL
Zip	35987-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2-SW1/4-SW1/4 BEG INT S LINE & E ROW JAKE CK RD TH E ON S LINE 325.16', 290(S) TH N 325.16', TH W 325.16', 290'(S) TO E
Legal Range	04E
Legal Township	12S
Legal Section	28
Jurisdiction	ST CLAIR AL
Township / Civil Division	ASHVILLE
Census Block Group	2
Census Block	2005
Census Tract	40402

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	717 LAKE RD, STEELE, AL 35987-4037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage FAMILY SAVINGS CU
Feb 15, 2023	Intrafamily Transfer, Transfer
Nov 20, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Deed Book / Page	2023 / 1705
Prior Transfer Date	Feb 3, 2023
Prior Transfer Doc	0000001705
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	717 LAKE RD, STEELE, AL 35987-4037
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 LAKE RD, STEELE, AL 35987-4037

Mortgage

Document Number	0000004289
Date	Feb 15, 2023
Book Page	MTG 2023/4289

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union
Address	RAINBOW CITY, AL 35906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Feb 15, 2023
Property Address	717 LAKE RD, STEELE, AL 35987-4037
Document Number	0000001705
Book / Page	DEED 2023 / 1705
Instrument Date	Feb 3, 2023
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 MOUNT LEBANON RD, STEELE, AL 35987-4023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 LAKE RD, STEELE, AL 35987-4037

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Nov 20, 2020
Property Address	717 LAKE RD, STEELE, AL 35987-4037
Document Number	0000013731
Book / Page	DEED 2020 / 13731
Instrument Date	Nov 16, 2020
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 LAKE RD, STEELE, AL 35987-4037

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$698.00 (+32.45%)	$22,540 (-5%)	$225,390 (-)
2023		$45,078 Land $3,820 Building $41,258	$225,390 Land $19,100 Building $206,290
2022	$527.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

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