St. Clair County property record for 550 Lake Rd, Steele, AL 35987
| Property Type | Mobile Home |
|---|---|
| Details | 2,432 sqft · built 2023 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $276 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-09-29-0-000-021.006 |
| Primary APN | 02-09-29-0-000-021.006 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,432 sqft Living Area |
|---|---|
| 1st Floor Area | 2,432 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 56,628 sqft (1.3 acres) |
| Account Number | 00133481 |
|---|---|
| Street Address | 550 LAKE RD |
| City | STEELE |
| State | AL |
| Zip | 35987-4043 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BEG NE COR SE4 SE4 TH S 266.59 W 210 N 264.39 E 210 TO POB 1.28 AC 29-12-4 |
| Legal Range | 04E |
| Legal Township | 12S |
| Legal Section | 29 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | ASHVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40402 |
Source: St. Clair County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 LAKE RD, STEELE, AL 35987-4043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 550 LAKE RD, STEELE, AL 35987-4043 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 620 MARKET ST, KNOXVILLE, TN 37902-2231 |
| Document Number | 0000030987 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | MTG 2023/30987 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | St. Clair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $276.00 (+272.97%) | $10,460 (-51.75%) | $104,600 (-3.51%) Land $15,800 Building $88,800 |
| 2023 | $21,680 Land $3,160 Building $18,520 | $108,400 Land $15,800 Building $92,600 | |
| 2022 | $74.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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