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7160 Oberlin Cir, Frederick, MD 21703 Property Records

Frederick County property record for 7160 Oberlin Cir, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,172 sqft · built 1993
Lot Size0.04 acres (1,720 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Apr 2020)
Tax Bill$3,890 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-572042

Property Details

APN / Parcel Number

Primary APN28-572042
Alternative APN
  • 572042

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,172 sqft Living Area
Gross Area2,412 sqft
1st Floor Area732 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,720 sqft (0.04 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number572042
Street Address7160 OBERLIN CIR
CityFREDERICK
StateMD
Zip21703-9484
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR8
Legal DescriptionLOT 98 PLAT 1 1720 SQ FT STONEBRIDGE
Legal SubdivisionSTONEBRIDGE 01
Legal Lot Number98
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1006
Census Tract751003

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23314 ROBIN SONG DR, CLARKSBURG, MD 20871-4444
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 2, 2020Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2020 · Amount on Record
Deed SaleApr 2, 2020 · Amount on Record
Prior SaleSep 11, 2003 · Amount on Record
Deed Book / Page13629 / 161
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7160 OBERLIN CIR, FREDERICK, MD 21703-9484
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150680455
DateJul 6, 2021
Book Page15068/455
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 2, 2020
Property Address7160 OBERLIN CIR, FREDERICK, MD 21703-9484
Document Number0136290161
Book / Page13629 / 161
Map ReferenceMB 49 PL 90
Instrument DateMar 23, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyGRACE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23314 ROBIN SONG DR, CLARKSBURG, MD 20871-4444

Mortgage

Document Number136290167
DateApr 2, 2020
Instrument13629/0167
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,267 (+23.93%)$353,400 (+13.56%) Land $125,000 Building $228,400
2025$3,890.00 (+22.95%)
2023$3,164.00$262,467$311,200 Land $90,000 Building $221,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimSep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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