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7158 Oberlin Cir, Frederick, MD 21703 Property Records

Frederick County property record for 7158 Oberlin Cir, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,176 sqft · built 1993
Lot Size0.04 acres (1,720 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Aug 2021)
Tax Bill$3,738 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN28-572034

Property Details

APN / Parcel Number

Primary APN28-572034
Alternative APN
  • 572034

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,176 sqft Living Area
Gross Area2,416 sqft
1st Floor Area736 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,720 sqft (0.04 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number572034
Street Address7158 OBERLIN CIR
CityFREDERICK
StateMD
Zip21703-9484
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR8
Legal DescriptionLOT 97 PLAT 1 1720 SQ FT STONEBRIDGE
Legal SubdivisionSTONEBRIDGE
Legal Lot Number97
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1006
Census Tract751003

Owner

7158 Oberlin Cir, a townhouse, is owned and occupied by two individuals who bought it in August 2021.

Source: Frederick County records, as of August 4, 2025

Owner of Record2 Individual Names on File
Mailing Address7158 OBERLIN CIR, FREDERICK, MD 21703-9484
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Aug 17, 2020Quit Claim Deed, Transfer
VILLAGE SETTLEMENTS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2021 · Amount on File
Deed SaleAug 3, 2021 · Amount on File
Prior SaleJan 5, 1993 · Amount on File
Deed Book / Page15150 / 1
Prior Transfer DateAug 3, 2020
Prior Transfer Doc0139870127
Record UpdatedJun 8, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 3, 2021
Property Address7158 OBERLIN CIR, FREDERICK, MD 21703-9484
Document Number0151500001
Book / Page15150 / 1
Map ReferenceMB 49 PL 90
Instrument DateJul 16, 2021
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCOMMONWEALTH LAND TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$862.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7158 OBERLIN CIR, FREDERICK, MD 21703-9484

Mortgage

Document Number1515010
DateAug 3, 2021
Instrument15150/10
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateAug 17, 2020
Property Address7158 OBERLIN CIR, FREDERICK, MD 21703-9484
Document Number0139870127
Book / Page013987 / 000127
Instrument DateAug 3, 2020
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyVILLAGE SETTLEMENTS INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7158 OBERLIN CIR FREDERICK MD 217039484, FREDERICK, MD 21703-9484

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$332,800 Land $90,000 Building $242,800$332,800 Land $90,000 Building $242,800
2024$3,738.00 (+14.91%)
2023$3,253.00$270,067$332,800 Land $90,000 Building $242,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7158 Oberlin Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimSep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7158 Oberlin Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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