716 S Sheldon St, Charlotte, MI 48813 Property Records

Eaton County property record for 716 S Sheldon St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1989
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2022)
Tax Bill	$3,305 (2025)
Deeds & Mortgages	Jun 2023 Transfer Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20007560215000`

Property Details

APN / Parcel Number

Primary APN	`20007560215000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	720 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	716 S SHELDON ST
City	CHARLOTTE
State	MI
Zip	48813-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOT 15. BLOCK 2. REVISED PLAT OF PROSPECT PARK ADD. CITY OF CHARLOTTE
Legal Subdivision	PROSPECT PARK ADD
Legal Block	2
Legal Lot Number	15
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1010
Census Tract	20902

Owner

Source: Eaton County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	716 S SHELDON ST, CHARLOTTE, MI 48813-2156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Correction Deed
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Book / Page	3027 / 19
Record Updated	Sep 20, 2026

June 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	EATON MI
Recording Date	Jun 29, 2023
Property Address	716 S SHELDON ST, CHARLOTTE, MI 48813-2156
Document Number	03054/1166
Book / Page	3054 / 1166
Instrument Date	Jun 23, 2023
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 PLUM GROVE RD STE 202, 202, PALATINE, IL 60067-7479

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 28, 2022
Property Address	716 S SHELDON ST, CHARLOTTE, MI 48813-2156
Document Number	0003027/19
Book / Page	3027 / 19
Map Reference	LB 2 PG 8
Instrument Date	Oct 21, 2022
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 S SHELDON ST, 716, CHARLOTTE, MI 48813-2156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 W STODDARD ST, CHARLOTTE, MI 48813-1458

Mortgage

Document Number	0030270021
Date	Oct 28, 2022
Instrument	3027-0021

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 28, 2022
Property Address	716 S SHELDON ST, CHARLOTTE, MI 48813-2156
Document Number	0003027/19
Book / Page	3027 / 19
Map Reference	LB 2 PG 8
Instrument Date	Oct 21, 2022
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 S SHELDON ST, 716, CHARLOTTE, MI 48813-2156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 W STODDARD ST, CHARLOTTE, MI 48813-1458

Mortgage

Document Number	0030270021
Date	Oct 28, 2022
Instrument	3027-0021

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0003027/34
Date	Oct 28, 2022
Book Page	3027/34

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 4, 2021
Property Address	716 S SHELDON ST, CHARLOTTE, MI 48813-2156
Document Number	002895/466
Book / Page	2895 / 466
Map Reference	LB 2 PG 8
Instrument Date	Dec 15, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 S SHELDON ST, 716, CHARLOTTE, MI 48813-2156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 BROOKFIELD RD, CHARLOTTE, MI 48813-9158

Mortgage

Document Number	0002895467
Date	Jan 4, 2021
Instrument	2895/467

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,200 (+25.72%)	$149,823 (+20.44%) Land $31,337 Building $118,486
2025	$3,305.00 (+42.76%)
2023		$62,200	$124,400
2022	$2,315.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KEPS Technologies Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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