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714 S Sheldon St, Charlotte, MI 48813 Property Records

Eaton County property record for 714 S Sheldon St, Charlotte, MI 48813

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 960 sqft · built 1960
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$286,000 (May 2020)
Tax Bill$2,950 (2025)
Deeds & MortgagesMay 2019 Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20007560216000

Property Details

APN / Parcel Number

Primary APN20007560216000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area836 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address714 S SHELDON ST
CityCHARLOTTE
StateMI
Zip48813-2156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN/A
Legal DescriptionLOT 16. S 46 FEET OF LOT 17. BLOCK 2 REVISED PLAT OF PROSPECT PARK ADD. CITY OF CHARLOTTE
Legal SubdivisionPROSPECT PARK ADD
Legal Block2
Legal Lot Number16-17
JurisdictionEATON MI
Township / Civil DivisionCHARLOTTE
Census Block Group1
Census Block1010
Census Tract20902

Owner

Source: Eaton County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address714 S SHELDON ST, CHARLOTTE, MI 48813-2156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
May 4, 2020Warranty Deed, Transfer · FHA Mortgage
FLAGSTAR BANK FSB
Mar 10, 2020Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 4, 2020 · Amount on Record
Deed SaleMay 4, 2020 · Amount on Record
Prior SaleMar 10, 2020 · Amount on Record
Deed Book / Page2844 / 46
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address714 S SHELDON ST, CHARLOTTE, MI 48813-2156
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02782/1025
DateMay 3, 2019
Book Page2782/1025
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2034

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address714 S SHELDON ST, CHARLOTTE, MI 48813-2156
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002927/569
DateMay 18, 2021
Book Page2927/569
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateMay 4, 2020
Property Address714 S SHELDON ST, CHARLOTTE, MI 48813-2156
Document Number0002844/46
Book / Page2844 / 46
Instrument DateApr 17, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,459.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4729 CARLISLE HWY, 4729, CHARLOTTE, MI 48813-8502

Transferred To (Grantee/Buyer)

NameVerified Name
Address714 S SHELDON ST, CHARLOTTE, MI 48813-2156

Mortgage

Document Number0000284448
DateMay 4, 2020
Instrument2844/48
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateMar 10, 2020
Property Address714 S SHELDON ST, CHARLOTTE, MI 48813-2156
Document Number002832/997
Book / Page2832 / 997
Map ReferenceLB 2 PG 8
Instrument DateMar 6, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address714 S SHELDON ST, 714, CHARLOTTE, MI 48813-2156

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10673 PETRIE RD, PORTLAND, MI 48875-9732

Mortgage

Document Number0028321000
DateMar 10, 2020
Instrument2832/1000
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityCharlotte City
Unified School DistrictCharlotte Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$85,800 (+25.07%)$165,483 (+20.61%) Land $38,133 Building $127,350
2025$2,950.00 (+15.01%)
2023$68,600$137,200
2022$2,565.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTE
serves 9,074 people · EPA ID MI0001340
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb
Copper1.4 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
KEPS Technologies
Fiber		10,000 / 10,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
Mercury Broadband
Fixed Wireless		150 / 20

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