Chesapeake City property record for 716 River Strand, Chesapeake, VA 23320
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 3 ba · 3,438 sqft · built 1993 |
| Lot Size | 0.328 acres (14,288 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $685,000 (Jul 2026) |
| Tax Bill | $5,931 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2018 Mortgage + 7 more |
| APN | 0369007000910 |
| Primary APN | 0369007000910 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,438 sqft Total Area |
| 1st Floor Area | 1,388 sqft |
| Upper Floors Area | 1,388 sqft |
| Attic | Attic |
| Attic Area | 436 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,288 sqft (0.328 acres) |
| Lot Dimensions | 212 ft deep x 136 ft wide |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 244 sqft |
| Deck Area | 436 sqft |
| Patio Area | 537 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 716 RIVER STRAND |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-2015 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 91 RIVER WALK SEC L-5 PH 2 PT 2 |
| Legal Subdivision | RIVERWALK - 6,7,8 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20908 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 716 RIVER STRAND, CHESAPEAKE, VA 23320-2015 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL |
| Jan 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 8, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Mar 6, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance SWIFT HOME LOANS INC |
| Jun 4, 2009 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 30, 2006 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Apr 27, 2007 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 30, 2006 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 2, 2024 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on Record |
| Deed Sale | Jul 28, 2026 · Amount on Record |
| Prior Sale | May 2, 2024 · Amount on Record |
| Deed Document Number | 202619475 |
| Deed Book / Page | 11006 / 306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 28, 2026 |
| Property Address | 716 RIVER STRAND, CHESAPEAKE, VA 23320-2015 |
| Document Number | 0000019475 |
| Book / Page | 11006 / 306 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202619475 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69,185.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 RIVER STRAND, CHESAPEAKE, VA 23320-2015 |
| Document Number | 0000019476, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202619476 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 716 RIVER STRAND, CHESAPEAKE, VA 23320-2015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 09876/1339 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 9876/1339 |
| Instrument | 180001797 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 716 RIVER STRAND, CHESAPEAKE, VA 23320-2015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 716 RIVER STRAND, CHESAPEAKE, VA 23320-2015 |
| Document Number | 010923/720 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 10923/720 |
| Instrument | 250028474 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 716 RIVER STRAND, CHESAPEAKE, VA 23320-2015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10831/1889 |
|---|---|
| Date | Mar 6, 2025 |
| Book Page | 10831/1889 |
| Instrument | 250004529 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 716 RIVER STRAND, CHESAPEAKE, VA 23320-2015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007829/863 |
|---|---|
| Date | Jun 4, 2009 |
| Book Page | 7829/863 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 716 RIVER STRAND, CHESAPEAKE, VA 23320-2015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006622/291 |
|---|---|
| Date | Jun 30, 2006 |
| Book Page | 6622/291 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 28, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 716 RIVER STRAND, CHESAPEAKE, VA 23320-2015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007052/363 |
|---|---|
| Date | Apr 27, 2007 |
| Book Page | 7052/363 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 716 RIVER STRAND, CHESAPEAKE, VA 23320-2015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006622/268 |
|---|---|
| Date | Jun 30, 2006 |
| Book Page | 6622/268 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.88% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 2, 2024 |
| Property Address | 716 RIVER STRAND, CHESAPEAKE, VA 23320-2015 |
| Document Number | 010746/922 |
| Book / Page | 10746 / 922 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 240008485 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | RTS TITLE AND ESCROW, FORTIS TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 RIVER STRAND, CHESAPEAKE, VA 23320-2015 |
| Document Number | 0240008486 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 240008486 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $616,700 (+0.82%) Land $180,000 Building $436,700 | $616,700 (+0.82%) Land $180,000 Building $436,700 | |
| 2025 | $611,700 (+13.74%) Land $165,000 Building $446,700 | $611,700 (+13.74%) Land $165,000 Building $446,700 | |
| 2024 | $5,931.00 (+40.75%) | ||
| 2023 | $537,800 (+3.2%) Land $145,000 Building $392,800 | $537,800 (+3.2%) Land $145,000 Building $392,800 | |
| 2022 | $521,100 Land $145,000 Building $376,100 | $521,100 Land $145,000 Building $376,100 | |
| 2019 | $4,214.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 236 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 360 units insured incl. 124 condo units |
| Nearby Flood Claims | 50 (2003–2021) |
| Most Recent Claim | Aug 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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