Chesapeake City property record for 715 River Strand, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,342 sqft · built 1994 |
| Lot Size | 0.476 acres (20,735 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,878 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Oct 2017 Mortgage + 1 more |
| APN | 0369007000670 |
| Primary APN | 0369007000670 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,342 sqft Living Area |
| 1st Floor Area | 1,634 sqft |
| Upper Floors Area | 1,670 sqft |
| Attic | Attic |
| Attic Area | 586 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,735 sqft (0.476 acres) |
| Lot Dimensions | 218 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 212 sqft |
| Deck Area | 724 sqft |
| Patio Area | 463 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 715 RIVER STRAND |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 67A RESUB LT 67 RIVER WALK SEC L-5 PH 2 PT 2 |
| Legal Subdivision | RIVERWALK - 6,7,8 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20908 |
715 River Strand, a single family home, is owned by two individuals.
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1211 N ROAD ST, ELIZABETH CITY, NC 27909-3358 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC |
| Oct 4, 2017 | Deed of Trust, Mortgage · Commercial Mortgage XENITH BANK |
| Aug 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 715 RIVER STRAND, CHESAPEAKE, VA 23320-2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 010498/504 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 10498/504 |
| Instrument | 210056363 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 715 RIVER STRAND, CHESAPEAKE, VA 23320-2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 009841/661 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 9841/661 |
| Instrument | 170027543 |
| Name | XENITH BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 715 RIVER STRAND, CHESAPEAKE, VA 23320-2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9824/1896 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 9824/1896 |
| Instrument | 170023104 |
| Name | CAPITAL BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 715 River Strand was $8,878.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $871,200 (-0.89%) Land $315,000 Building $556,200 | $871,200 (-0.89%) Land $315,000 Building $556,200 | |
| 2025 | $8,878.00 | $879,000 Land $315,000 Building $564,000 | $879,000 Land $315,000 Building $564,000 |
| 2023 | $851,400 (+4.06%) Land $315,000 Building $536,400 | $851,400 (+4.06%) Land $315,000 Building $536,400 | |
| 2022 | $818,200 Land $315,000 Building $503,200 | $818,200 Land $315,000 Building $503,200 | |
| 2019 | $7,098.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 715 River Strand; there have been 50 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 236 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 360 units insured incl. 124 condo units |
| Nearby Flood Claims | 50 (2003–2021) |
| Most Recent Claim | Aug 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 715 River Strand is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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