716 N 3rd Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 716 N 3rd Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,042 sqft · built 1925
Lot Size0.217 acres (9,464 sqft)
Owner2 Individual Names on File
Last Sale$1,395,000 (Mar 2026)
Tax Bill$30,118 (2025)
Deeds & MortgagesMar 2026 Sale
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-27-328-001

Property Details

APN / Parcel Number

Primary APN09-27-328-001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,042 sqft Living Area
Basement Area352 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1969
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,464 sqft (0.217 acres)
PorchEnclosed Porch
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address716 N 3RD AVE
CitySAINT CHARLES
StateIL
Zip60174-2016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 1 UE ADDITION
Legal SubdivisionGRAND VIEW ADD
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1033
Census Tract852005

Owner

716 N 3rd Ave is owned by two individuals who bought it in March 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address763 TWIN ELMS LN, BATAVIA, IL 60510-8994
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Warranty Deed, Transfer
PROPER TITLE LLC
Jan 21, 2022Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2026 · Amount on File
Deed SaleMar 17, 2026 · Amount on File
Prior SaleMay 9, 2025 · Amount on File
Deed Document Number202610587
Prior Transfer DateSep 13, 2002
Prior Transfer Doc0000114061
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 17, 2026
Property Address716 N 3RD AVE, ST CHARLES, IL 60174-2016
Document Number0000010587
Instrument DateMar 9, 2026
Instrument2026K010587
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount on Record
Tax$1,395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address716 N 3RD AVE, ST CHARLES, IL 60174-2016

Transferred To (Grantee/Buyer)

NameVerified Name
Address716 N 3RD AVE, ST CHARLES, IL 60174-2016

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 21, 2022
Property Address716 N 3RD AVE, ST CHARLES, IL 60174-2016
Document Number0000004178
Instrument DateDec 28, 2021
Instrument2022K004178
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyATG

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,052.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address569 LINDEN CT, GENEVA, IL 60134-7517

Mortgage

Document Number0000004179
DateJan 21, 2022
Instrument2022K004179
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Min Rate At Change3.25%
Max Rate At Change8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 716 N 3rd Ave was $30,118, up 3.2% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,118.00 (+3.22%)$462,439 (+8.53%) Land $56,582 Building $405,857$1,387,872 (+8.53%) Land $169,814 Building $1,218,058
2024$29,179.00$426,093 Land $52,135 Building $373,958$1,278,791 Land $156,468 Building $1,122,323
2022$24,192.00 (+6.66%) Homeowner's exemption$301,198 (+6.02%) Land $51,649 Building $249,549$903,594 (+6.02%) Land $154,947 Building $748,647
2021$22,681.00 Homeowner's exemption$284,106 Land $49,232 Building $234,874$852,318 Land $147,696 Building $704,622

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 716 N 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 716 N 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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