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709 N 3rd Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 709 N 3rd Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,514 sqft · built 1924
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Oct 2018)
Tax Bill$9,228 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-27-327-005

Property Details

APN / Parcel Number

Primary APN09-27-327-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,514 sqft Living Area
Basement Area788 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1974
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Garage TypeDetached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address709 N 3RD AVE
CitySAINT CHARLES
StateIL
Zip60174-2015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 066-NE JOHNOR
Legal SubdivisionGRAND VIEW ADD
Legal Block1
Legal Lot Number2,3
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1034
Census Tract852005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address709 N 3RD AVE, SAINT CHARLES, IL 60174-2015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Oct 31, 2018Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Aug 28, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Prior SaleNov 17, 2015 · Amount on Record
Deed Document Number201853309
Prior Transfer DateAug 17, 2018
Prior Transfer Doc0000042260
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address709 N 3RD AVE, ST CHARLES, IL 60174-2015
Transaction TypeMortgage
Record UpdatedApr 6, 2021
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021969
DateMar 22, 2021
Instrument2021K021969
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address709 N 3RD AVE, ST CHARLES, IL 60174-2015
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051175
DateOct 25, 2019
Instrument2019K051175
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate
Rate4%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 31, 2018
Property Address709 N 3RD AVE, ST CHARLES, IL 60174-2015
Document Number0000053309
Instrument DateOct 18, 2018
Instrument2018K053309
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2377 MAYFIELD DR, MONTGOMERY, IL 60538-6011

Mortgage

Document Number0000053310
DateOct 31, 2018
Instrument2018K053310
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateAug 28, 2018
Property Address709 N 3RD AVE, ST CHARLES, IL 60174-2015
Document Number0000042260
Instrument DateAug 17, 2018
Instrument42260
Transaction TypeTransfer
Record UpdatedSep 7, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 N 3RD AVE ST CHARLES IL 601742015, ST CHARLES, IL 60174-2015

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,228.00 (-1.24%) Homeowner's exemption$139,589 (+8.53%) Land $32,333 Building $107,256$418,935 (+8.53%) Land $97,038 Building $321,897
2024$128,618 (+5.65%) Land $29,792 Building $98,826$386,008 (+5.69%) Land $89,412 Building $296,597
2022$9,344.00 (+4.12%) Homeowner's exemption$121,739 (+4.91%) Land $29,514 Building $92,225$365,217 (+4.91%) Land $88,542 Building $276,675
2021$8,974.00 Homeowner's exemption$116,042 Land $28,133 Building $87,909$348,126 Land $84,399 Building $263,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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