716 Midcrest Way, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 716 Midcrest Way, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,422 sqft · built 1953
Lot Size	0.104 acres (4,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Nov 2009)
Tax Bill	$8,330 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`505-244-012-9`

Property Details

APN / Parcel Number

Primary APN	`505-244-012-9`
Alternative APN	`505-244-012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,373 sqft
Basement Area	49 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	4,510 sqft (0.104 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	716 MIDCREST WAY
City	EL CERRITO
State	CA
Zip	94530-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BERK CTRY CLUB TERR #2 POR LOTS 325-327
Legal Subdivision	BERKELEY COUNTY CLUB TERRACE
Legal Lot Number	325
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	390100

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	716 MIDCREST WAY, EL CERRITO, CA 94530-3310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2009 · Amount on Record
Deed Sale	Nov 17, 2009 · Amount on Record
Deed Document Number	2009272045
Last Transfer Date	Nov 20, 2019
Transfer Doc	0000208386
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	716 MIDCREST WAY, EL CERRITO, CA 94530-3310
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 MIDCREST WAY, EL CERRITO, CA 94530-3310

Mortgage

Document Number	0000186721
Date	Aug 28, 2020
Instrument	2020-186721

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 20, 2019
Property Address	716 MIDCREST WAY, EL CERRITO, CA 94530-3310
Document Number	0000208386
Instrument Date	Nov 20, 2019
Instrument	208386
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	716 MIDCREST WAY EL CERRITO CA 945303310, EL CERRITO, CA 94530-3310

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$567,330 (+2%) Land $460,814 Building $106,516
2025	$8,330.00 (+4.14%)	$556,207 (+4.04%) Land $451,779 Building $104,428
2023	$7,999.00 (+1.6%)	$534,611 Land $434,237 Building $100,374
2022	$7,873.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom, Verizon.

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