714 Midcrest Way, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 714 Midcrest Way, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,097 sqft · built 1960
Lot Size	0.11 acres (4,800 sqft)
Owner	Trust Name on File
Last Sale	$570,000 (Aug 2008)
Tax Bill	$10,662 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`505-244-010-3`

Property Details

APN / Parcel Number

Primary APN	`505-244-010-3`
Alternative APN	`505-244-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,097 sqft Living Area
1st Floor Area	2,097 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	714 MIDCREST WAY
City	EL CERRITO
State	CA
Zip	94530-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BERK CTRY CLUB TERR #2 POR LOTS 325&326
Legal Subdivision	HENDERSON TAPSCOTT
Legal Lot Number	326
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	390100

Owner

714 Midcrest Way is held in a trust since August 2008.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	714 MIDCREST WAY, EL CERRITO, CA 94530-3310
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 6, 2021	Quit Claim Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS
Jan 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 9, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNIFY FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2008 · Amount on File
Deed Sale	Aug 29, 2008 · Amount on File
Prior Sale	Jun 9, 2008 · Amount on File
Deed Document Number	2008193492
Prior Transfer Date	Mar 24, 1994
Prior Transfer Doc	0000097510
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	714 MIDCREST WAY, EL CERRITO, CA 94530-3310
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127428
Date	Jun 29, 2020
Instrument	2020-127428

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	714 MIDCREST WAY, EL CERRITO, CA 94530-3310
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 RIVEREDGE PARKWAY #500 500, 500, EL CERRITO, CA 94530

Mortgage

Document Number	0000015158
Date	Jan 26, 2022
Instrument	2022-015158

Lender

Name	TRUIST BANK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 6, 2021
Property Address	714 MIDCREST WAY, EL CERRITO, CA 94530-3310
Document Number	0000003602
Instrument Date	Dec 30, 2020
Instrument	3602
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	714 MIDCREST WAY EL CERRITO CA 945303310, EL CERRITO, CA 94530-3310

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 6, 2021
Property Address	714 MIDCREST WAY, EL CERRITO, CA 94530-3310
Document Number	0000003600
Map Reference	MB 18 PG 407
Instrument Date	Dec 30, 2020
Instrument	2021-003600
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	714 MIDCREST WAY, EL CERRITO, CA 94530-3310

Mortgage

Document Number	0000003601
Date	Jan 6, 2021
Instrument	2021-003601

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 10, 2020
Property Address	714 MIDCREST WAY, EL CERRITO, CA 94530-3310
Document Number	0000200695
Instrument Date	Aug 17, 2020
Instrument	200695
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	714 MIDCREST WAY EL CERRITO CA 945303310, EL CERRITO, CA 94530-3310

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 9, 2017
Property Address	714 MIDCREST WAY, EL CERRITO, CA 94530-3310
Document Number	0000004136
Map Reference	VOL1 PG25
Instrument Date	Dec 23, 2016
Instrument	2017-004136
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	714 MIDCREST WAY, EL CERRITO, CA 94530-3310

Mortgage

Document Number	0000004137
Date	Jan 9, 2017
Instrument	2017-004137

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 714 Midcrest Way was $10,662.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$748,692 (+2%) Land $400,616 Building $348,076
2025	$10,662.00	$734,012 Land $392,761 Building $341,251
2023	$6,139.00 (-39.14%)	$385,510 Land $377,510 Building $8,000
2022	$10,087.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 714 Midcrest Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 714 Midcrest Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom, Verizon.

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