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716 Gray St, Saint Charles, IL 60174 Property Records

Kane County property record for 716 Gray St, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,184 sqft · built 1972
Lot Size0.242 acres (10,533 sqft)
OwnerCompany Name on Record
Last Sale$362,000 (Sep 2019)
Tax Bill$9,997 (2025)
Deeds & MortgagesSep 2019 Transfer
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-33-479-029

Property Details

APN / Parcel Number

Primary APN09-33-479-029

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,184 sqft Living Area
Basement Area1,092 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,533 sqft (0.242 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address716 GRAY ST
CitySAINT CHARLES
StateIL
Zip60174-3801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 109 OF UNIT NO 3 WESTFIELD PARK SUB
Legal SubdivisionWESTFIELD PARK SUB
Legal Block3
Legal Lot Number109
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3014
Census Tract852201

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address716 GRAY ST, SAINT CHARLES, IL 60174-3801
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 3, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2019 · Amount on Record
Deed SaleSep 3, 2019 · Amount on Record
Prior SaleJun 8, 2016 · Amount on Record
Deed Document Number201940352
Last Transfer DateSep 25, 2019
Transfer Doc0000045508
Record UpdatedOct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateSep 27, 2019
Property Address716 GRAY ST, ST CHARLES, IL 60174-3801
Document Number0000045508
Instrument DateSep 25, 2019
Instrument45508
Transaction TypeTransfer
Record UpdatedOct 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address716 GRAY ST ST CHARLES IL 601743801, ST CHARLES, IL 60174-3801

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 3, 2019
Property Address716 GRAY ST, ST CHARLES, IL 60174-3801
Document Number0000040352
Instrument DateAug 1, 2019
Instrument40352
Transaction TypeTransfer
Record UpdatedSep 12, 2019
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$543.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 SHERWOOD DR RAMSEY NJ 074462666, RAMSEY, NJ 07446-2666

Mortgage

Document Number40353
DateSep 3, 2019
Instrument40353
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 2, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,997.00 (+13.04%) Homeowner's exemption$150,542 (+8.53%) Land $38,396 Building $112,146$451,807 (+8.53%) Land $115,234 Building $336,573
2024$138,710 (+20.05%) Land $35,378 Building $103,332$416,297 (+20.1%) Land $106,176 Building $310,120
2022$8,844.00 (+4.13%) Homeowner's exemption$115,546 (+4.91%) Land $32,095 Building $83,451$346,638 (+4.91%) Land $96,285 Building $250,353
2021$8,493.00 Homeowner's exemption$110,138 Land $30,593 Building $79,545$330,414 Land $91,779 Building $238,635

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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