Kane County property record for 710 Gray St, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,164 sqft · built 1973 |
| Lot Size | 0.244 acres (10,612 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jun 2016) |
| Tax Bill | $9,874 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-33-479-030 |
| Primary APN | 09-33-479-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,164 sqft Living Area |
| Basement Area | 1,188 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,612 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 710 GRAY ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTFIELD PARK SUB. UNIT NO. 3 - LOT 110 |
| Legal Subdivision | WESTFIELD PARK SUB |
| Legal Block | 3 |
| Legal Lot Number | 110 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 852201 |
Source: Kane County records · APN 09-33-479-030
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 710 GRAY ST, SAINT CHARLES, IL 60174-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2016 · Amount on Record |
| Deed Sale | Jun 30, 2016 · Amount on Record |
| Prior Sale | Nov 25, 2015 · Amount on Record |
| Deed Document Number | 201633224 |
| Prior Transfer Date | Dec 17, 2014 |
| Prior Transfer Doc | 0000064322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 710 GRAY ST, ST CHARLES, IL 60174-3801 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000034085 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021K034085 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 710 GRAY ST, ST CHARLES, IL 60174-3801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000026752 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020K026752 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,874.00 (+14.73%) Homeowner's exemption | ||
| 2024 | $137,099 (+21.76%) Land $35,378 Building $101,721 | $411,462 (+21.81%) Land $106,176 Building $305,285 | |
| 2022 | $8,606.00 (+4.15%) Homeowner's exemption | $112,596 (+4.91%) Land $32,095 Building $80,501 | $337,788 (+4.91%) Land $96,285 Building $241,503 |
| 2021 | $8,263.00 Homeowner's exemption | $107,326 Land $30,593 Building $76,733 | $321,978 Land $91,779 Building $230,199 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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