716 Gateshead Rd, Troy, OH 45373 Property Records

Miami County property record for 716 Gateshead Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1972
Lot Size	0.323 acres (14,070 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Nov 2025)
Tax Bill	$2,635 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-053820`

Property Details

APN / Parcel Number

Primary APN	`D08-053820`
Alternative APNs	`050617.3-06-004-00` `D08NW077 01900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,532 sqft Living Area
1st Floor Area	1,920 sqft
Upper Floors Area	572 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	14,070 sqft (0.323 acres)
Lot Dimensions	132 ft deep x 108 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	716 GATESHEAD RD
City	TROY
State	OH
Zip	45373-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 5471 180.12
Legal Subdivision	WESTBROOK SEC 07
Legal Lot Number	5471
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1011
Census Tract	365002

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	716 GATESHEAD RD, TROY, OH 45373-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage KTL PERFORMANCE MORTGAGE LTD
Jul 5, 2019	Loan Modification, Mortgage · Conventional Mortgage MYCUMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Mar 7, 2012 · Amount on Record
Deed Document Number	202512794
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	716 GATESHEAD RD, TROY, OH 45373-1126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007670
Date	Jul 14, 2025
Instrument	2025OR-07670

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	PO BOX 340134, BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 25, 2050

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 4, 2025
Property Address	716 GATESHEAD RD, TROY, OH 45373-1126
Document Number	0000012794
Map Reference	MB 9 PG 57
Instrument Date	Oct 27, 2025
Instrument	2025OR-12794
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 GATESHEAD RD, TROY, OH 45373-1126

Mortgage

Document Number	0000012795
Date	Nov 4, 2025
Instrument	2025OR-12795

Lender

Name	KTL PERFORMANCE MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIAMI OH
Property Address	716 GATESHEAD RD, TROY, OH 45373-1126
Document Number	0000008333
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	716 GATESHEAD RD TROY OH 453731126, TROY, OH 45373-1126

Mortgage

Document Number	0000008333
Date	Jul 29, 2019
Instrument	8333

Lender

Name	MYCUMORTGAGE
Type	Mortgage Company
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,635.00 (+12.85%) Homeowner's exemption	$79,520 (+28.34%) Land $12,530 Building $66,990	$227,200 (+28.36%) Land $35,800 Building $191,400
2024	$2,335.00 (+2.19%) Homeowner's exemption	$61,960 (-) Land $13,550 Building $48,410
2023	$2,285.00 (+17.48%) Homeowner's exemption	$61,960 (-) Land $13,550 Building $48,410	$177,000 (-) Land $38,700 Building $138,300
2022	$1,945.00 Homeowner's exemption	$61,960 Land $13,550 Building $48,410	$177,000 Land $38,700 Building $138,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Watch TV Fixed Wireless	400 / 40

May also be available: Spectrum, T-Mobile, Verizon.

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