677 Gateshead Rd, Troy, OH 45373 Property Records

Miami County property record for 677 Gateshead Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1967
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jan 2024)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-053880`

Property Details

APN / Parcel Number

Primary APN	`D08-053880`
Alternative APNs	`050617.4-11-003-00` `D08NW078 00800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,534 sqft Living Area
1st Floor Area	3,068 sqft
Basement Area	1,282 sqft
Unfinished Basement	1,282 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	111 ft deep x 85 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	677 GATESHEAD RD
City	TROY
State	OH
Zip	45373-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5477 85
Legal Subdivision	WESTBROOK SUBDIVISION NO 7
Legal Lot Number	5477
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1010
Census Tract	365002

Owner

677 Gateshead Rd is owned by two individuals who bought it in January 2024.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2105 INDIANA 3, GREENSBURG, IN 47240
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on File
Deed Sale	Jan 24, 2024 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	2024742
Record Updated	Oct 29, 2026

January 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 24, 2024
Property Address	677 GATESHEAD RD, TROY, OH 45373-1123
Document Number	0000000742
Map Reference	MB 9 PG 57
Instrument Date	Jan 16, 2024
Instrument	2024OR-00742
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2105 INDIANA 3, GREENSBURG, IN 47240
Mail Care Of	FIRST FINANCIAL BANK

Mortgage

Document Number	0000000743
Date	Jan 24, 2024
Instrument	2024OR-00743

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 677 Gateshead Rd was $3,005, up 20.4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,005.00 (+20.39%)	$88,690 (+33.91%) Land $10,010 Building $78,680	$253,400 Land $28,600 Building $224,800
2024	$2,496.00 (+2.21%) Homeowner's exemption	$66,230 (-) Land $10,820 Building $55,410
2023	$2,442.00 (+35.37%) Homeowner's exemption	$66,230 (-) Land $10,820 Building $55,410	$189,200 (-) Land $30,900 Building $158,300
2022	$1,804.00 Homeowner's exemption	$66,230 Land $10,820 Building $55,410	$189,200 Land $30,900 Building $158,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 677 Gateshead Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 677 Gateshead Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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