716 E Main St, Richmond, IN 47374 Property Records

Wayne County property record for 716 E Main St, Richmond, IN 47374

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,400 sqft · built 1900
Lot Size	0.083 acres (3,615 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,500 (Dec 2024)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Dec 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-30313-00`

Property Details

APN / Parcel Number

Primary APN	`029-30313-00`
Alternative APNs	`89-16-32-440-610.000-030` `463244061000029`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	4 Stories
Building Area	5,400 sqft Total Area
1st Floor Area	5,400 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,615 sqft (0.083 acres)
Lot Dimensions	100 ft deep x 36 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	463244061000029
Street Address	716 E MAIN ST
City	RICHMOND
State	IN
Zip	47374-4312
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	ZO01
Legal Description	15 X 100' WS LOT 72 CWS 3 X 100' VAC ALLEY W OF LOT 72 CWS 18 X 100' M PT LOT 72 CWS
Legal Subdivision	RICHMOND
Legal Lot Number	72
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2020
Census Tract	200

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 N 8TH ST, RICHMOND, IN 47374-3028
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Warranty Deed, Transfer · Conventional Mortgage WAYNE BANK & TRUST CO
Dec 7, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST MERCHANTS BANK
Oct 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2024 · Amount on Record
Deed Sale	Dec 31, 2024 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	20249111
Prior Transfer Date	Jun 15, 2011
Prior Transfer Doc	2011004358
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Dec 31, 2024
Property Address	716 E MAIN ST, RICHMOND, IN 47374-4312
Document Number	2024009111
Instrument Date	Jul 14, 2023
Instrument	2024009111
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 N 8TH ST, RICHMOND, IN 47374-3028

Mortgage

Document Number	2024009112
Date	Dec 31, 2024
Instrument	2024009112

Lender

Name	WAYNE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	186 Months
Due	Jun 23, 2040

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	716 E MAIN ST, RICHMOND, IN 47374-4312
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018009547
Date	Dec 7, 2018
Instrument	2018009547

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Oct 23, 2018
Property Address	716 E MAIN ST, RICHMOND, IN 47374-4312
Document Number	2018008500
Instrument Date	Oct 17, 2018
Instrument	2018008500
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 S 7TH ST, RICHMOND, IN 47374-6123

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00 (+8.12%)	$77,500 (+4.87%) Land $8,900 Building $68,600	$77,500 (+4.87%) Land $8,900 Building $68,600
2024	$1,330.00 (-40.49%)	$73,900 (-) Land $8,900 Building $65,000	$73,900 (-) Land $8,900 Building $65,000
2023		$73,900 (-0.81%) Land $8,900 Building $65,000	$73,900 (-0.81%) Land $8,900 Building $65,000
2022	$2,235.00	$74,500 Land $8,900 Building $65,600	$74,500 Land $8,900 Building $65,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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