708 E Main St, Richmond, IN 47374 Property Records

Wayne County property record for 708 E Main St, Richmond, IN 47374

Property Summary

Property Type	Commercial
Details	18,177 sqft · built 1920
Lot Size	0.168 acres (7,318 sqft)
Owner	Company Name on Record
Tax Bill	$5,730 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`029-07908-00`

Property Details

APN / Parcel Number

Primary APN	`029-07908-00`
Alternative APNs	`89-16-32-440-609.000-030` `463244060900029`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	4 Stories
Building Area	18,177 sqft Total Area
1st Floor Area	18,177 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	7,318 sqft (0.168 acres)
Lot Dimensions	100 ft deep x 73 ft wide
Shed	1 Shed
Shed Area	50 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	463244060900029
Street Address	708 E MAIN ST
City	RICHMOND
State	IN
Zip	47374-4312
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	ZO01
Legal Description	66 FT X 100 FT LOT 71 C W S 7 FT X 100 FT VAC ALLEY ADJ TIF ENTERPRISE ZONE
Legal Subdivision	CHARLES W STARR
Legal Lot Number	71
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2020
Census Tract	200

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	33 S 7TH ST, RICHMOND, IN 47374-5463
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage WEST END BANK SB
Oct 1, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025
Deed Sale	Oct 1, 2025
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	20257201
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	708 E MAIN ST, RICHMOND, IN 47374-4312
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017005994
Date	Jul 25, 2017
Instrument	2017005994

Lender

Name	WEST END BANK SB
Type	Bank
Address	RICHMOND, IN 47374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 18, 2037

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Oct 1, 2025
Property Address	708 E MAIN ST, RICHMOND, IN 47374-4312
Document Number	2025007201
Instrument Date	Oct 1, 2025
Instrument	2025007201
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 S 7TH ST, RICHMOND, IN 47374-5463
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,730.00 (+2.58%)	$191,000 (+2.58%) Land $18,000 Building $173,000	$191,000 (+2.58%) Land $18,000 Building $173,000
2024	$5,586.00 (-33.56%)	$186,200 (-) Land $18,000 Building $168,200	$186,200 (-) Land $18,000 Building $168,200
2023		$186,200 (-1.01%) Land $18,000 Building $168,200	$186,200 (-1.01%) Land $18,000 Building $168,200
2022	$8,407.00	$188,100 Land $18,000 Building $170,100	$188,100 Land $18,000 Building $170,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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