716 E Main St, Manchester, IA 52057 Property Records

Delaware County property record for 716 E Main St, Manchester, IA 52057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,891 sqft · built 1915
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Sep 2023)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`630283206100`

Property Details

APN / Parcel Number

Primary APN	`630283206100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,891 sqft Living Area
1st Floor Area	1,220 sqft
Attic	Attic
Attic Area	671 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	716 E MAIN ST
City	MANCHESTER
State	IA
Zip	52057-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB LTS 116 & 117 MANCH & LTS 1 & 2 IA LAND CO'S ADD 4
Legal Subdivision	LOTS 116 & 117 & LOTS MANCHESTER & LOTS
Legal Lot Number	1-2
Jurisdiction	DELAWARE IA
Township / Civil Division	DELAWARE
Census Block Group	3
Census Block	3017
Census Tract	950300

Owner

716 E Main St is owned and occupied by two individuals who bought it in September 2023.

Source: Delaware County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	716 E MAIN ST, MANCHESTER, IA 52057-1839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
May 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DUPACO COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	May 25, 2016 · Amount on File
Deed Document Number	20232285
Prior Transfer Date	Dec 28, 2016
Prior Transfer Doc	02016/3588
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Sep 15, 2023
Property Address	716 E MAIN ST, MANCHESTER, IA 52057-1839
Document Number	02023/2285
Book / Page	2023 / 2285
Map Reference	MB 1 PG 114
Instrument Date	Sep 15, 2023
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	716 E MAIN ST, MANCHESTER, IA 52057-1839

Mortgage

Document Number	0020232286
Date	Sep 15, 2023
Instrument	2023///2286

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	716 E MAIN ST, MANCHESTER, IA 52057-1839
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1045
Date	May 13, 2019
Book Page	2019/1045
Instrument	1045

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 716 E Main St was $2,230 with a homeowner's exemption, down 0.1% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Manchester City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (-) Land $20,200 Building $124,800	$145,000 (-) Land $20,200 Building $124,800
2025	$2,230.00 (-0.09%) Homeowner's exemption	$145,000 Land $20,200 Building $124,800	$145,000 Land $20,200 Building $124,800
2024	$2,232.00
2023		$130,600 (+31.52%) Land $17,300 Building $113,300	$130,600 Land $17,300 Building $113,300
2022	$1,872.00 Homeowner's exemption	$99,300 Land $11,500 Building $87,800
2021			$99,300 Land $11,500 Building $87,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 716 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1999–2025)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER SUPPLY serves 5,077 people · EPA ID IA2839021
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Comelec Internet Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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