712 E Main St, Manchester, IA 52057 Property Records

Delaware County property record for 712 E Main St, Manchester, IA 52057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,533 sqft · built 1900
Lot Size	0.153 acres (6,670 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Sep 2020)
Tax Bill	$2,590 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`630283206200`

Property Details

APN / Parcel Number

Primary APN	`630283206200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,533 sqft Living Area
Basement Area	1,533 sqft
Finished Basement	250 sqft
Unfinished Basement	1,283 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Metal
Lot Area	6,670 sqft (0.153 acres)
Lot Dimensions	115 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	712 E MAIN ST
City	MANCHESTER
State	IA
Zip	52057-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB LTS 116 & 117 MANCH & LTS 1 & 2 IA LAND CO'S ADD LOT 3
Legal Subdivision	LOTS 116 & 117 & LOTS MANCHESTER & LOTS
Legal Lot Number	1-3
Jurisdiction	DELAWARE IA
Township / Civil Division	DELAWARE
Census Block Group	3
Census Block	3017
Census Tract	950300

Owner

712 E Main St is owned and occupied by two individuals who bought it in September 2020.

Source: Delaware County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	712 E MAIN ST, MANCHESTER, IA 52057-1839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Deed Document Number	20203178
Deed Book / Page	2020 / 3178
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Sep 16, 2020
Property Address	712 E MAIN ST, MANCHESTER, IA 52057-1839
Document Number	02020/3178
Book / Page	2020 / 3178
Map Reference	PB 1 PG 114
Instrument Date	Sep 14, 2020
Instrument	2020 3178
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 E MAIN ST, MANCHESTER, IA 52057-1839

Mortgage

Document Number	02020/3179
Date	Sep 16, 2020
Book Page	2020/3179
Instrument	2020 3179

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 712 E Main St was $2,590, down 0.2% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Manchester City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,700 (-) Land $19,500 Building $136,200	$155,700 (-) Land $19,500 Building $136,200
2025	$2,590.00 (-0.23%)	$155,700 Land $19,500 Building $136,200	$155,700 Land $19,500 Building $136,200
2024	$2,596.00
2023		$142,400 (+30.28%) Land $16,700 Building $125,700	$142,400 Land $16,700 Building $125,700
2022	$2,262.00	$109,300 Land $11,100 Building $98,200
2021			$109,300 Land $11,100 Building $98,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1999–2025)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER SUPPLY serves 5,077 people · EPA ID IA2839021
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Comelec Internet Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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