716 E Kirby St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 716 E Kirby St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,344 sqft · built 1972
Lot Size	0.274 acres (11,918 sqft)
Owner	Individual Name on Record
Tax Bill	$781 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099031001009027000`

Property Details

APN / Parcel Number

Primary APN	`099031001009027000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,918 sqft (0.274 acres)
Lot Dimensions	118 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Utility Building	70 sqft

Location & Zoning

Street Address	716 E KIRBY ST
City	MOUNT VERNON
State	MO
Zip	65712-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIRBY ST,E,716; LT 2 OF SUNSET HEIGHTS - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	SUNSET HEIGHTS
Legal Lot Number	2
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3016
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	716 E KIRBY ST, MOUNT VERNON, MO 65712-1303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2007
Deed Sale	Nov 13, 2007
Prior Sale	Sep 19, 2007 · Amount on Record
Deed Document Number	20078246
Deed Book / Page	431 / 961
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	716 E KIRBY ST, MOUNT VERNON, MO 65712-1303
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00454/5179
Date	Nov 15, 2018
Book Page	454/5179
Instrument	2018-00005368

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	716 E KIRBY ST, MOUNT VERNON, MO 65712-1303
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 E KIRBY ST, MOUNT VERNON, MO 65712-1303

Mortgage

Document Number	00457/6602
Date	Oct 28, 2021
Book Page	457/6602
Instrument	2021-00006657

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,900 (-) Land $2,220 Building $13,680
2025	$781.00	$15,900 (+9.28%) Land $2,220 Building $13,680	$76,579 (-)
2024	$781.00 (+8.62%)
2023	$719.00 (+6.52%)	$14,550 Land $2,220 Building $12,330	$76,579
2022	$675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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